599 Kindred Ln, Berea, KY 40403 Property Records

Madison County property record for 599 Kindred Ln, Berea, KY 40403

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	61 acres (2,657,160 sqft)
Owner	Individual Name on File
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0075-0000-0016`

Property Details

APN / Parcel Number

Primary APN	`0075-0000-0016`
Alternative APNs	`116945` `80032` `46323`

Exterior

Lot Area	2,657,160 sqft (61 acres)

Location & Zoning

Account Number	46323
Street Address	599 KINDRED LN
City	BEREA
State	KY
Zip	40403-9249
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	61 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11102

Owner

599 Kindred Ln, an agricultural property, is owned and occupied by an individual who acquired it in July 2012.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1894, RICHMOND, KY 40476-1894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
May 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
May 2, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2012
Deed Sale	Jul 23, 2012
Deed Document Number	0000680728
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	599 KINDRED LN, BEREA, KY 40403-9249
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2205/474
Date	Dec 5, 2022
Book Page	M2205/474
Instrument	2014122052

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Nov 4, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	599 KINDRED LN, BEREA, KY 40403-9249
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 KINDRED LN, BEREA, KY 40403-9249

Mortgage

Document Number	0M2156/123
Date	May 2, 2022
Book Page	M2156/123
Instrument	2014089828

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	23 Months
Due	Apr 29, 2024

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	599 KINDRED LN, BEREA, KY 40403-9249
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 KINDRED LN, BEREA, KY 40403-9249

Mortgage

Document Number	0M2156/145
Date	May 2, 2022
Book Page	M2156/145
Instrument	2014089829

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2032

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	599 KINDRED LN, BEREA, KY 40403-9249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01872/773
Date	Jul 3, 2019
Book Page	M01872/773
Instrument	2013995036

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	145 Months
Due	Aug 15, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 599 Kindred Ln was $4,696 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,696.00 Additional exemption filed	$498,000	$498,000
2023	$3,511.00	$362,000	$362,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 599 Kindred Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 599 Kindred Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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