548 Kindred Ln, Berea, KY 40403 Property Records

Madison County property record for 548 Kindred Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Tax Bill	$801 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Jun 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0075-0000-0016-B`

Property Details

APN / Parcel Number

Primary APN	`0075-0000-0016-B`
Alternative APNs	`105518` `111810` `40993`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	40993
Street Address	548 KINDRED LN
City	BEREA
State	KY
Zip	40403-9249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.28 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11102

Owner

548 Kindred Ln is owned by a company that acquired it in June 2023 and is owner-occupied.

Source: Madison County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 1894, RICHMOND, KY 40476-1894
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Jun 30, 2023	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Jun 23, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023
Deed Sale	Jun 23, 2023
Deed Document Number	2014152652
Deed Book / Page	D840 / 90
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	548 KINDRED LN, BEREA, KY 40403-9249
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2244/51
Date	Jun 30, 2023
Book Page	M2244/51
Instrument	2014154223

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 30, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	548 KINDRED LN, BEREA, KY 40403-9249
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2244/33
Date	Jun 30, 2023
Book Page	M2244/33
Instrument	2014154222

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 30, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 23, 2023
Property Address	548 KINDRED LN, BEREA, KY 40403-9249
Document Number	000D840/90
Book / Page	D840 / 90
Map Reference	CAB 31 SL 29
Instrument Date	Jun 20, 2023
Instrument	2014152652
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1894, RICHMOND, KY 40476-1894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1894, RICHMOND, KY 40476-1894

Tax Assessment & Valuation

The 2025 property tax bill for 548 Kindred Ln was $801 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$801.00 Additional exemption filed	$85,000	$85,000
2023	$135.00 (-0.74%)	$14,000 (-)	$14,000 (-)
2022	$136.00	$14,000	$14,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Kindred Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Kindred Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kindred Ln

Nearby Streets

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