5989 E North St, Ossian, IN 46777 Property Records

Wells County property record for 5989 E North St, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 2000
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,100 (Aug 2025)
Tax Bill	$883 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-36-400-001.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-36-400-001.000-008`
Alternative APNs	`00001558419` `0040200600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Metal
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001558419
Street Address	5989 E NORTH ST
City	OSSIAN
State	IN
Zip	46777-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36-28-12 0.410A E 120' OF 150' N OF NORTH ST. S E S E (36-Q)
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5024
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5989 E NORTH ST, OSSIAN, IN 46777-9642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Aug 14, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Oct 24, 2024	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Oct 24, 2024 · Amount on Record
Deed Document Number	20252618
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5989 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020182629
Date	Jul 23, 2018
Instrument	20182629

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5989 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000126/618
Date	Apr 6, 2006
Book Page	126/618

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2021

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Aug 14, 2025
Property Address	5989 E NORTH ST, OSSIAN, IN 46777-9642
Document Number	0020252618
Instrument Date	Aug 13, 2025
Instrument	20252618
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5989 E NORTH ST, OSSIAN, IN 46777-9642

Mortgage

Document Number	0020252619
Date	Aug 14, 2025
Instrument	20252619

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Oct 24, 2024
Property Address	5989 E NORTH ST, OSSIAN, IN 46777-9642
Document Number	0020243684
Instrument Date	Oct 23, 2024
Instrument	20243684
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5989 E NORTH ST, OSSIAN, IN 46777-9642

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 (+0.57%) Homeowner's exemption	$171,300 (+15.74%) Land $8,300 Building $163,000	$171,300 (+15.74%) Land $8,300 Building $163,000
2024	$878.00 (-44.68%)
2023		$148,000 (+16.54%) Land $8,300 Building $139,700	$148,000 (+16.54%) Land $8,300 Building $139,700
2022	$1,587.00	$127,000 Land $8,200 Building $118,800	$127,000 Land $8,200 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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