5875 E North St, Ossian, IN 46777 Property Records

Wells County property record for 5875 E North St, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,274 sqft · built 1887
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-36-400-020.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-36-400-020.000-008`
Alternative APNs	`00001562326` `0040282900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,274 sqft Living Area
1st Floor Area	4,274 sqft
Basement Area	2,976 sqft
Unfinished Basement	2,976 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	146 ft deep x 190 ft wide
Garage Type	Detached
Garage Area	1,320 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	530 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001562326
Street Address	5875 E NORTH ST
City	OSSIAN
State	IN
Zip	46777-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(36-Q ) 0.64A PT SE SE N OF LOT 6 OF KUNKELS 2ND ADD
Legal Lot Number	6
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5024
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5875 E NORTH ST, OSSIAN, IN 46777-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST AMERICA FCU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Jul 23, 2018	Deed of Trust, Mortgage · ARM THREE RIVERS FCU
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5875 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233876
Date	Dec 6, 2023
Instrument	20233876

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5875 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214294
Date	Sep 21, 2021
Instrument	20214294

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 15, 2033

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5875 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192008
Date	Jun 24, 2019
Instrument	20192008

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2029

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5875 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20182628
Date	Jul 23, 2018
Instrument	20182628

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Min Rate At Change	3.38%
Max Rate At Change	7.38%
Index	1-Year CMT

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	5875 E NORTH ST, OSSIAN, IN 46777-9642
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20170888
Date	Sep 1, 2017
Instrument	20170888

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+11.6%) Homeowner's exemption	$276,100 (-7.81%) Land $11,600 Building $264,500	$276,100 (-7.81%) Land $11,600 Building $264,500
2024	$1,181.00 (-3.28%)
2023		$299,500 (+15.33%) Land $11,600 Building $287,900	$299,500 (+15.33%) Land $11,600 Building $287,900
2022	$1,221.00	$259,700 Land $11,400 Building $248,300	$259,700 Land $11,400 Building $248,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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