5987 Ed Harris Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5987 Ed Harris Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 1995
Lot Size	0.552 acres (24,045 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2024)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-4756-0001-0020`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-4756-0001-0020`
Alternative APNs	`263103475600010020` `95655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,954 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,045 sqft (0.552 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	24 sqft
Porch	Florida Room
Porch Area	486 sqft
Deck Area	416 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5987 ED HARRIS CT
City	SAINT CLOUD
State	FL
Zip	34771-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR1C
Legal Description	PINE GROVE EST UNIT 1 PB 7 PG 91 LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	03
Legal Subdivision	PINE GROVE ESTATES UNIT 1
Legal Tract	4756
Legal Block	20
Legal Lot Number	2
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County assessment roll, APN 03-26-31-4756-0001-0020, as of November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5987 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Oct 26, 2004 · Amount on Record
Deed Document Number	202434354
Deed Book / Page	6566 / 1297
Prior Transfer Date	Dec 16, 2015
Prior Transfer Doc	0048860263
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5987 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 LUND AVE, KISSIMMEE, FL 34744-4057

Mortgage

Document Number	0065661299
Date	Mar 18, 2024
Book Page	6566/1299
Instrument	2024034355

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	25 S PARK PL # 12, NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll as of November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,516.00 (+50.08%)	$288,600 (+57.02%) Land $55,000 Building $233,600	$288,600 (+3.89%) Land $55,000 Building $233,600
2024	$3,009.00 (+0.74%)
2023	$2,987.00 (+3.75%) Homeowner's exemption	$183,800 (+3%)	$277,800 (+12.24%) Land $55,000 Building $222,800
2022	$2,879.00 Homeowner's exemption	$178,447	$247,500 Land $55,000 Building $192,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 32 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.