5984 Ed Harris Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5984 Ed Harris Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1976
Lot Size	0.782 acres (34,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2025)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-4756-0001-0160`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-4756-0001-0160`
Alternative APNs	`263103475600010160` `95670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,063 sqft (0.782 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	472 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5984 ED HARRIS CT
City	SAINT CLOUD
State	FL
Zip	34771-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR1C
Legal Description	PINE GROVE EST UNIT 1 PB 7 PG 91 LOT 16
Legal Range	31E
Legal Township	26S
Legal Section	03
Legal Subdivision	PINE GROVE ESTATES UNIT 1
Legal Tract	4756
Legal Block	160
Legal Lot Number	16
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5984 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Aug 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jul 1, 2014
Deed Document Number	2025115270
Deed Book / Page	6850 / 1360
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0055790725
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2025
Property Address	5984 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Document Number	0068501360
Book / Page	6850 / 1360
Map Reference	MB 7 PG 91
Instrument Date	Sep 11, 2025
Instrument	2025115270
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	398 LOS PALMAS DR, FLEMING ISLAND, FL 32003-8203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5984 ED HARRIS CT, SAINT CLOUD, FL 34771-8691

Mortgage

Document Number	0068501362
Date	Sep 17, 2025
Instrument	6850/1362

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 26, 2019
Property Address	5984 ED HARRIS CT, SAINT CLOUD, FL 34771-8691
Document Number	0055790725
Book / Page	005579 / 000725
Instrument Date	Aug 15, 2019
Instrument	110367
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5984 ED HARRIS CT ST CLOUD FL 347718691, ST CLOUD, FL 34771-8691

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+7.74%)	$149,497 (+2.9%)	$255,400 (-) Land $55,000 Building $200,400
2024	$2,402.00 (+0.5%) Homeowner's exemption	$145,284 (+3%)	$255,400 (+1.07%) Land $55,000 Building $200,400
2023	$2,390.00 (+3.96%) Homeowner's exemption	$141,053 (+3%)	$252,700 (+11.86%) Land $55,000 Building $197,700
2022	$2,299.00 Homeowner's exemption	$136,945	$225,900 Land $55,000 Building $170,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

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