Berrien County property record for 5985 Echo Rdg, Stevensville, MI 49127
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,723 sqft · built 1972 |
| Lot Size | 0.403 acres (17,555 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Aug 2026) |
| Tax Bill | $5,484 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan Sep 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-5220-0106-00-6 |
| Primary APN | 12-5220-0106-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,723 sqft Living Area |
| 1st Floor Area | 1,998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Tri-Level |
| Lot Area | 17,555 sqft (0.403 acres) |
| Lot Dimensions | 154 ft deep x 114 ft wide |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5985 ECHO RDG |
|---|---|
| City | STEVENSVILLE |
| State | MI |
| Zip | 49127-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Description | LOT 106 NEWMANS ECHO RIDGE |
| Legal Subdivision | NEWMANS ECHO RIDGE |
| Legal Lot Number | 106 |
| Legal Unit | 106 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1700 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 CHARLESDALE RD, MEDFIELD, MA 02052-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CREDIT UNION |
| Sep 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Oct 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Jan 19, 2022 | Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC |
| Jan 19, 2022 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC |
| Dec 23, 2019 | Intrafamily Transfer, Transfer AMROCK INC |
| Dec 23, 2019 | Intrafamily Transfer, Transfer QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Oct 3, 2023 · Amount on Record |
| Deed Document Number | 2026468468 |
| Deed Book / Page | 3485 / 1885 |
| Prior Transfer Date | Jan 12, 2022 |
| Prior Transfer Doc | 0003361/73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 19, 2026 |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 0000468468 |
| Book / Page | 3485 / 1885 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026468468 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344,662.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHARLESDALE RD, MEDFIELD, MA 02052-1505 |
| Document Number | 0000468470, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 3485/1891 |
| Instrument | 2026468470 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03217/0404 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 3217/0404 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 3, 2023 |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 03413/1541 |
| Book / Page | 3413 / 1541 |
| Map Reference | LB 21 PG 44 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023390312 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Name | Verified Name |
|---|---|
| Address | 5785 RACINE DR, STEVENSVILLE, MI 49127-8645 |
| Document Number | 2023390313 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023390313 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 19, 2022 |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 0003361/90 |
| Book / Page | 3361 / 90 |
| Map Reference | MB 21 PG 44 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022340988 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 19, 2022 |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 0003361/73 |
| Book / Page | 3361 / 73 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022340986 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 0000336174 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 3361/74 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 23, 2019 |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 03260/1519 |
| Book / Page | 3260 / 1519 |
| Map Reference | MB 21 PG 44 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 23, 2019 |
| Property Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 03260/1501 |
| Book / Page | 3260 / 1501 |
| Map Reference | MB 21 PG 44 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5985 ECHO RDG, STEVENSVILLE, MI 49127-1321 |
| Document Number | 03260/1503 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 3260/1503 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Lincoln Charter Township |
| Unified School District | Lakeshore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,700 (+5.89%) | $453,400 (+5.89%) | |
| 2025 | $5,484.00 (+3.63%) Homeowner's exemption | $214,100 (+41.51%) | $428,200 (+41.51%) |
| 2024 | $5,292.00 (+70.93%) | ||
| 2023 | $151,300 (+9.24%) | $302,600 (+9.24%) | |
| 2022 | $3,096.00 (+3.34%) Homeowner's exemption | $138,500 | $277,000 |
| 2021 | $2,996.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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