5953 Echo Rdg, Stevensville, MI 49127 Property Records

Berrien County property record for 5953 Echo Rdg, Stevensville, MI 49127

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,075 sqft · built 1972
Lot Size0.403 acres (17,555 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Sep 2014)
Tax Bill$2,665 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Jan 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN12-5220-0104-00-3

Property Details

APN / Parcel Number

Primary APN12-5220-0104-00-3
Alternative APN
  • 11-12-5220-0104-00-3

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,075 sqft Living Area
1st Floor Area1,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTri-Level
Lot Area17,555 sqft (0.403 acres)
Lot Dimensions154 ft deep x 114 ft wide
Garage Area655 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5953 ECHO RDG
CitySTEVENSVILLE
StateMI
Zip49127-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal DescriptionLOT 104 NEWMANS ECHO RIDGE
Legal SubdivisionNEWMANS ECHO RIDGE
Legal Lot Number104
Legal Unit104
JurisdictionBERRIEN MI
Township / Civil DivisionLINCOLN
Census Block Group3
Census Block3009
Census Tract1700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 11, 2017Deed of Trust, Mortgage · FHA Mortgage
CHURCHILL MORTGAGE CORP
Nov 14, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HONOR CU
Oct 18, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
HONOR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2014 · Amount on Record
Deed SaleSep 23, 2014 · Amount on Record
Deed Book / Page3082 / 2100
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321

Mortgage

Document Number003469/484
DateJan 27, 2026
Book Page3469/484
Instrument2026450672
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03160/1486
DateJan 11, 2017
Book Page3160/1486
Lender
NameCHURCHILL MORTGAGE CORP
TypeLending Institution
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03222/2266
DateNov 14, 2018
Book Page3222/2266
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 9, 2033

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03186/2472
DateOct 18, 2017
Book Page3186/2472
Instrument3186-2472
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003313/145
DateFeb 9, 2021
Book Page3313/145
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5953 ECHO RDG, STEVENSVILLE, MI 49127-1321

Mortgage

Document Number03380/3302
DateJul 25, 2022
Book Page3380/3302
Instrument2022358553
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 12, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionLincoln Charter Township
Unified School DistrictLakeshore School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,900 (+37.03%)$313,800 (+37.03%)
2025$2,665.00 (+15.37%)
2023$114,500$229,000
2022$2,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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