5983 E Lone Cactus Rd, Phoenix, AZ 85054 Property Records

Maricopa County property record for 5983 E Lone Cactus Rd, Phoenix, AZ 85054

Property Summary

Property Type	Vacant Land
Details	5 ba · 3,487 sqft · built 2024
Lot Size	0.209 acres (9,088 sqft)
Owner	Individual Name on Record
Last Sale	$1,035,735 (Jun 2024)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2026 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`212-35-644`

Property Details

APN / Parcel Number

Primary APN	`212-35-644`
Alternative APN	`212356441`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
2nd Floor Area	1,823 sqft

Exterior

Lot Area	9,088 sqft (0.209 acres)
Parking Spaces	4 Parking Spaces
Pool Area	532 sqft
Patio Area	165 sqft

Location & Zoning

Street Address	5983 E LONE CACTUS RD
City	PHOENIX
State	AZ
Zip	85054-5853
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TALINN PHASE 3 MCR 1654-12
Legal Subdivision	TALINN PHASE 3
Legal Lot Number	58
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	615201

Owner

Source: Maricopa County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL
Jun 1, 2026	Warranty Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Apr 28, 2025	Intrafamily Transfer, Transfer
Jun 27, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	2024344445
Last Transfer Date	Jul 8, 2026
Transfer Doc	0000445408
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Oct 1, 2026
Property Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Document Number	0000574730
Instrument Date	Aug 6, 2026
Instrument	2026574730
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853

Mortgage

Document Number	0000574730,
Date	Oct 1, 2026
Instrument	2026574730

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2026
Property Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Document Number	0000445408
Instrument Date	Jul 8, 2026
Instrument	2026445408
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853

Mortgage

Document Number	0000445410,
Date	Jul 28, 2026
Instrument	2026445410

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2026
Property Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Document Number	0000328636
Instrument Date	May 27, 2026
Instrument	2026328636
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853

Mortgage

Document Number	0000328637,
Date	Jun 1, 2026
Instrument	2026328637

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2026
Property Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Document Number	0000329744
Instrument Date	May 7, 2026
Instrument	2026329744
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 28, 2025
Property Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Document Number	0000238533
Instrument Date	Apr 16, 2025
Instrument	20250238533
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 27, 2024
Property Address	5983 E LONE CACTUS RD, PHOENIX, AZ 85054-5853
Document Number	0000344445
Map Reference	MB 1654 PG 12
Instrument Date	Jun 27, 2024
Instrument	20240344445
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2026
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7689 E PINNACLE PEAK RD STE 200, 200, SCOTTSDALE, AZ 85255-4086

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5983 E LONE CACTUS DR, PHOENIX, AZ 85054-5853

Mortgage

Document Number	0000344446
Date	Jun 27, 2024
Instrument	20240344446

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (+1,506.2%)	$1,005,000 (+813.64%) Land $201,000 Building $804,000
2025	$4,196.00 (+589%)	$6,257 (-61.8%) Land $6,257	$110,000 (+0.73%) Land $110,000
2024		$16,380	$109,200 Land $109,200
2023	$609.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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