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5970 E Lone Cactus Rd, Phoenix, AZ 85054 Property Records

Maricopa County property record for 5970 E Lone Cactus Rd, Phoenix, AZ 85054

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,487 sqft · built 2024
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$1,015,040 (Sep 2024)
Tax Bill$4,001 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2025 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN212-35-624

Property Details

APN / Parcel Number

Primary APN212-35-624
Alternative APN
  • 212356248

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
2nd Floor Area1,823 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Roof MaterialConcrete
Lot Area6,250 sqft (0.144 acres)
Parking Spaces4 Parking Spaces
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address5970 E LONE CACTUS RD
CityPHOENIX
StateAZ
Zip85054-5854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALINN PHASE 3 MCR 1654-12
Legal SubdivisionTALINN PHASE 3
Legal Lot Number38
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1002
Census Tract615201

Owner

Source: Maricopa County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 10, 2025Deed of Trust, Mortgage · Stand-Alone First Mortgage
COPPER STATE CU
Jan 17, 2025Intrafamily Transfer, Transfer
Sep 11, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2024 · Amount on Record
Deed SaleSep 11, 2024 · Amount on Record
Deed Document Number2024483384
Last Transfer DateJan 17, 2025
Transfer Doc0000029547
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateJun 11, 2026
Property Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854
Document Number0000352100
Instrument DateJun 5, 2026
Instrument2026352100
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854

Mortgage

Document Number0000352100,
DateJun 11, 2026
Instrument2026352100
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854

Mortgage

Document Number0000015890
DateJan 10, 2025
Instrument20250015890
Lender
NameCOPPER STATE CU
TypeCredit Union
AddressPHOENIX, AZ 85053
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term300 Months
DueJan 24, 2050

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJan 17, 2025
Property Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854
Document Number0000029547
Map ReferenceMB 1654 PG 12
Instrument DateJan 17, 2025
Instrument20250029547
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 11, 2024
Property Address5970 E LONE CACTUS RD, PHOENIX, AZ 85054-5854
Document Number0000483384
Map ReferenceMB 1654 PG 12
Instrument DateSep 9, 2024
Instrument20240483384
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 21, 2025
Title CompanyDHI TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name
Address7689 E PINNACLE PEAK RD STE 200, 200, SCOTTSDALE, AZ 85255-4086

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5970 E LONE CACTUS DR, PHOENIX, AZ 85054-5854

Mortgage

Document Number0000483385
DateSep 11, 2024
Instrument20240483385
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,080 (+1,926.06%)$870,800 (+1,050.33%) Land $174,100 Building $696,700
2025$4,001.00 (+857.18%)$4,298 (-61.85%)$75,700 (+0.8%) Land $75,700 Building $679,600
2024$11,265$75,100 Land $75,100
2023$418.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 54% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
BAM Broadband
Fixed Wireless · not low latency		1,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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