FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3593 LAWRENCE PL, SANTA CLARA, CA 95051-2190
Mortgage
Document Number
0025536128
Date
Sep 27, 2023
Instrument
25536128
Lender
Name
US BANK NA
Type
Bank
Address
OWENSBORO, KY 42301
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
358 Months
Due
Jul 1, 2053
Interest
Rate Type
Adjustable Rate
Rate
6%
Type Change Date
Jul 1, 2030
Change Frequency
Annually
Min Rate At Change
2.75%
Max Rate At Change
11%
Index
1-Year T-Bill
Max Rate
11%
June 2023: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CLARA CA
Recording Date
Jun 5, 2023
Property Address
5981 VISTA LOOP, SAN JOSE, CA 95124-6528
Document Number
0025483420
Map Reference
MB 184 PG 50&51
Instrument Date
Jun 1, 2023
Instrument
25483420
Transaction Type
Transfer
Record Updated
Jun 14, 2023
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
5981 VISTA LOOP, SAN JOSE, CA 95124-6528
Mortgage
Document Number
0025483421
Date
Jun 5, 2023
Instrument
25483421
Lender
Name
US BANK NA
Type
Bank
Address
OWENSBORO, KY 42301
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2053
Interest
Rate Type
Adjustable Rate
Rate
6%
Type Change Date
Jul 1, 2030
Change Frequency
Annually
Min Rate At Change
2.75%
Max Rate At Change
11%
Index
1-Year T-Bill
Max Rate
11%
Tax Assessment & Valuation
The 2025 property tax bill for 5981 Vista Loop was $37,205.
Source: Santa Clara County assessment roll, as of July 27, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
San Jose City
Secondary School District
Campbell Union High School District (09 - 12)
Elementary School District
Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$2,865,261 (+2%)Land $2,292,209Building $573,052
2025
$37,205.00
$2,809,080Land $2,247,264Building $561,816
2023
$12,041.00 (+2.05%)
$829,673Land $391,357Building $438,316
2022
$11,799.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 5981 Vista Loop in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (1980–1986)
Most Recent Claim
Feb 1986 · Severe Storms & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5981 Vista Loop is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source
Surface water
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Jun 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL
5,000 / 5,000
Xfinity Cable
2,000 / 250
May also be available: Etheric Networks, GeoLinks, Ridge Wireless, Sail Internet, T-Mobile, Verizon.