5974 Vista Loop, San Jose, CA 95124 Property Records

Santa Clara County property record for 5974 Vista Loop, San Jose, CA 95124

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,349 sqft · built 1971
Lot Size0.212 acres (9,230 sqft)
OwnerCompany Name on Record
Last Sale$899,000 (Dec 2009)
Tax Bill$17,033 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Apr 2022 Transfer
+ 2 more
Flood ZoneZone D (undetermined)
APN567-21-024

Property Details

APN / Parcel Number

Primary APN567-21-024

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,349 sqft Living Area
1st Floor Area2,349 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleL-Shape
Construction TypeWood
Lot Area9,230 sqft (0.212 acres)
Lot Dimensions114 ft deep x 81 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address5974 VISTA LOOP
CitySAN JOSE
StateCA
Zip95124-6562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-5
Legal DescriptionTRACT 3643 BOOK 179 PAGE 14 PAGE 15 LOT 16
Legal Tract3643
Legal Lot Number16
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1008
Census Tract506900

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Line of Credit
TECHNOLOGY CU
Apr 12, 2022Intrafamily Transfer, Transfer
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 31, 2018Loan Modification, Mortgage · Line of Credit
WFB NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2009 · Amount on Record
Deed SaleDec 23, 2009 · Amount on Record
Prior SaleNov 14, 2001 · Amount on Record
Deed Document Number200920554160
Last Transfer DateMar 16, 2022
Transfer Doc0025280434
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562

Mortgage

Document Number0025943257
DateFeb 12, 2026
Instrument25943257
Lender
NameTECHNOLOGY CU
TypeCredit Union
AddressPO BOX 1409, SAN JOSE, CA 95109
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 20, 2051
Interest
Change FrequencyMonthly

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 12, 2022
Property Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562
Document Number0025280434
Map ReferenceMB 179 PG 14&15
Instrument DateMar 16, 2022
Instrument25280434
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024567576
DateAug 7, 2020
Instrument24567576
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate8%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CLARA CA
Property Address5974 VISTA LOOP, SAN JOSE, CA 95124-6562
Document Number0023906583
Instrument DateMar 31, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5974 VISTA LOOP SAN JOSE CA 951246562, SAN JOSE, CA 95124-6562

Mortgage

Document Number0023906583
DateApr 10, 2018
Instrument23906583
Lender
NameWFB NA
AddressBILLINGS, MT 59107-9900
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictCampbell Union High School District (09 - 12)
Elementary School DistrictUnion Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,183,647 (+2%) Land $946,924 Building $236,723
2025$17,033.00 (+4.89%) Homeowner's exemption$1,160,439 (+4.04%) Land $928,357 Building $232,082
2023$16,239.00 (+2.25%) Homeowner's exemption$1,115,379 Land $892,308 Building $223,071
2022$15,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, Sail Internet, T-Mobile, Verizon.

Nearby Properties on Vista Loop

Nearby Streets

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