Howard County property record for 5981 Setter Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1959 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,011 (2026) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-183737 |
| Primary APN | 01-183737 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Basement Area | 235 sqft |
| Finished Basement | 235 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,905 sqft (0.434 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 144 sqft |
| Patio Area | 468 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 183737 |
|---|---|
| Street Address | 5981 SETTER DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 16 S 3 5981 SETTER DR HUNT CLUB ESTS |
| Legal Subdivision | HUNT CLUB ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 601205 |
5981 Setter Dr is owned and occupied by an individual.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5981 SETTER DR, ELKRIDGE, MD 21075-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 20, 2022 |
| Property Address | 5981 SETTER DR, ELKRIDGE, MD 21075-5539 |
| Document Number | 0218310005 |
| Book / Page | 21831 / 5 |
| Map Reference | MB RHM 6 FO 48 |
| Instrument Date | Dec 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 5981 Setter Dr was $5,011 with a homeowner's exemption, up 202.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,011.00 (+202.23%) Homeowner's exemption | $368,500 (+8%) Land $218,900 Building $149,600 | $368,500 (-) Land $218,900 Building $149,600 |
| 2025 | $1,658.00 Homeowner's exemption | $341,200 | $368,500 Land $218,900 Building $149,600 |
| 2023 | $286,600 Land $168,900 Building $117,700 | $286,600 Land $168,900 Building $117,700 | |
| 2022 | $3,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5981 Setter Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5981 Setter Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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