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5974 Setter Dr, Elkridge, MD 21075 Property Records

Howard County property record for 5974 Setter Dr, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,244 sqft · built 1958
Lot Size0.365 acres (15,899 sqft)
Owner2 Individual Names on Record
Last Sale$413,000 (May 2020)
Tax Bill$8,101 (2026)
Deeds & MortgagesDec 2021 Mortgage
May 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-169513

Property Details

APN / Parcel Number

Primary APN01-169513
Alternative APNs
  • 1169513
  • 169513

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,244 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,899 sqft (0.365 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area544 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number169513
Street Address5974 SETTER DR
CityELKRIDGE
StateMD
Zip21075-5530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLOT 62 S 3 5974 SETTER DR HUNT CLUB ESTS
Legal SubdivisionHUNT CLUB ESTATES
Legal Lot Number62
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1004
Census Tract601205

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5974 SETTER DR, ELKRIDGE, MD 21075-5530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 13, 2020Grant Deed, Transfer
MARYLAND TITLE WORKS UNLIMITED
May 29, 2020Grant Deed, Transfer · Conventional with PMI
PRIME LNDG
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
TOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Book / Page19404 / 21
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5974 SETTER DR, ELKRIDGE, MD 21075-5530
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5974 SETTER DR, ELKRIDGE, MD 21075-5530

Mortgage

Document Number0212320010
DateDec 30, 2021
Book Page21232/10
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateMay 13, 2020
Property Address5974 SETTER DR, ELKRIDGE, MD 21075-5530
Document Number0193620264
Book / Page019362 / 000264
Instrument DateApr 17, 2020
Transaction TypeTransfer
Record UpdatedJul 6, 2020
Title CompanyMARYLAND TITLE WORKS UNLIMITED

Transaction

AmountAmount Recorded
Tax$3.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10304A BALTIMORE NATIONAL PIKE ELLICOTT CITY MD 210422128, ELLICOTT CITY, MD 21042-2128

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateMay 29, 2020
Property Address5974 SETTER DR, ELKRIDGE, MD 21075-5530
Document Number0194040021
Book / Page019404 / 000021
Instrument DateMar 30, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$413.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5974 SETTER DR ELKRIDGE MD 210755530, ELKRIDGE, MD 21075-5530

Mortgage

Document Number194040038
DateMay 29, 2020
Book Page019404/000038
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5974 SETTER DR, ELKRIDGE, MD 21075-5530
Document Number0177400077
Book / Page017740 / 000077
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5974 SETTER DR ELKRIDGE MD 210755530, ELKRIDGE, MD 21075-5530

Mortgage

Document Number0177400077
DateAug 8, 2017
Book Page017740/000077
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,101.00 (+7.24%)$519,100 (+7.5%) Land $217,400 Building $301,700$519,100 (-) Land $217,400 Building $301,700
2025$7,554.00 (+82.73%)$482,867 (+17.66%)$519,100 (+26.49%) Land $217,400 Building $301,700
2023$410,400 Land $167,400 Building $243,000$410,400 Land $167,400 Building $243,000
2022$4,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Believe Broadband
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20

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