5980 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5980 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 1950
Lot Size	20.7 acres (902,128 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Dec 2016)
Tax Bill	$5,766 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`485-0010-05204`

Property Details

APN / Parcel Number

Primary APN	`485-0010-05204`
Alternative APN	`1021502`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,490 sqft Gross Area
1st Floor Area	1,290 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	902,128 sqft (20.7 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	256 sqft
Deck Area	32 sqft
Storage Building	216 sqft
Pole Barn	1,800 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1021502
Street Address	5980 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF NW 1/4 OF SW 1/4 AND N 16 1/2FT OF S 1/2 OF NW 1/4 OF SW 1/4 SERIAL #
Legal Range	13W
Legal Township	52N
Legal Section	31
Legal Subdivision	NORMANNA TOWN OF 52-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORMANNA
Census Block Group	1
Census Block	1088
Census Tract	10601

Owner

5980 Jean Duluth Rd is owned and occupied by an individual who bought it in December 2016.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5980 JEAN DULUTH RD, DULUTH, MN 55803-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Jul 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Deed Document Number	2016979858
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5980 JEAN DULUTH RD, DULUTH, MN 55803-9747
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051632
Date	Dec 30, 2021
Instrument	1051632

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2020
Property Address	5980 JEAN DULUTH RD, DULUTH, MN 55803-9747
Document Number	00T1026575
Instrument Date	Jul 15, 2020
Instrument	T1026575
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5980 JEAN DULUTH RD DULUTH MN 558039747, DULUTH, MN 55803-9747

Mortgage

Document Number	00T1026575
Date	Jul 28, 2020
Instrument	T1026575

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 27, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 5980 Jean Duluth Rd was $5,766 with a homeowner's exemption, up 16.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Normanna Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,766.00 (+16.86%) Homeowner's exemption
2025	$4,934.00 (+7.12%) Homeowner's exemption	$555,800 (+19.4%) Land $103,500 Building $452,300	$555,800 (+19.4%) Land $103,500 Building $452,300
2024	$4,606.00	$465,500 Land $91,000 Building $374,500	$465,500 Land $91,000 Building $374,500
2022		$381,800 Land $87,500 Building $294,300	$381,800 Land $87,500 Building $294,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5980 Jean Duluth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5980 Jean Duluth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
CTC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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