5975 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5975 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,552 sqft · built 1999
Lot Size	140 acres (6,098,400 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2023)
Tax Bill	$10,548 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`375-0010-07470`

Property Details

APN / Parcel Number

Primary APN	`375-0010-07470`
Alternative APN	`880240`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,552 sqft Gross Area
1st Floor Area	1,552 sqft
Basement Area	931 sqft
Finished Basement	931 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098,400 sqft (140 acres)
Garage Area	8,124 sqft

Exterior Amenities

Porch	Slab
Porch Area	496 sqft
Deck Area	504 sqft
Storage Building	96 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	880240
Street Address	5975 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S1/2 OF NE1/4, NE1/4 OF SE1/4 AND W1/2 OFNW1/4 OF SE1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	36
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2029
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5975 JEAN DULUTH RD, DULUTH, MN 55803-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Feb 6, 2023	Intrafamily Transfer, Transfer
Feb 4, 2021	Transfer on Death Deed, Transfer
Feb 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Deed Document Number	20231532100
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	0001461386
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5975 JEAN DULUTH RD, DULUTH, MN 55803-9747
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001527029
Date	Jan 29, 2026
Instrument	1527029

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5975 JEAN DULUTH RD, DULUTH, MN 55803-9747
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001098430
Date	Jan 22, 2026
Instrument	1098430

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	192 Months
Due	Jan 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 6, 2023
Property Address	5975 JEAN DULUTH RD, DULUTH, MN 55803-9747
Document Number	0001461386
Instrument Date	Jan 31, 2023
Instrument	1461386
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5945 JEAN DULUTH RD, DULUTH, MN 55803-9747

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 4, 2021
Property Address	5975 JEAN DULUTH RD, DULUTH, MN 55803-9747
Document Number	0001036130
Instrument Date	Jan 29, 2021
Instrument	1036130
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 4, 2021
Property Address	5975 JEAN DULUTH RD, DULUTH, MN 55803-9747
Document Number	0001402980
Instrument Date	Jan 29, 2021
Instrument	1402980
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,548.00 (+6.76%) Homeowner's exemption
2025	$9,880.00 (+11.79%) Homeowner's exemption	$1,023,000 (+9.11%) Land $269,400 Building $753,600	$1,023,000 (+9.11%) Land $269,400 Building $753,600
2024	$8,838.00	$937,600 (+6.84%) Land $217,300 Building $720,300	$937,600 (+6.84%) Land $217,300 Building $720,300
2022		$877,600 Land $229,300 Building $648,300	$877,600 Land $229,300 Building $648,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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