5980 Alphaba Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 5980 Alphaba Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,820 sqft · built 1990
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$307,496 (Apr 2021)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-32-00-0-00010-03`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-32-00-0-00010-03`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,820 sqft Adjusted Area
1st Floor Area	1,386 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stone
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Utility Building	640 sqft

Location & Zoning

Street Address	5980 ALPHABA RD
City	COLDWATER
State	MS
Zip	38618-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SW1/4 SW1/4 SE1/4 ALPHABA S-D LOT 5
Legal Range	006
Legal Township	03S
Legal Section	32
Legal Subdivision	ALPHABA S-D
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	70900

Owner

Source: DeSoto County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5980 ALPHABA RD, COLDWATER, MS 38618-7520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 2, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	2021
Deed Book / Page	954 / 383
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	000869/291
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5980 ALPHABA RD, COLDWATER, MS 38618-7520
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004626/283
Date	Oct 25, 2018
Book Page	4626/283

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 25, 2021

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 16, 2021
Property Address	5980 ALPHABA RD, COLDWATER, MS 38618-7520
Document Number	000954/383
Book / Page	954 / 383
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 HOPE RD, 580, COLDWATER, MS 38618-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5980 ALPHABA RD, COLDWATER, MS 38618-7520

Mortgage

Document Number	0005214138
Date	Apr 16, 2021
Instrument	5214/138

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 2, 2018
Property Address	5980 ALPHABA RD, COLDWATER, MS 38618-7520
Document Number	000869/291
Book / Page	0869 / 291
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5980 ALPHABA RD, 5980, COLDWATER, MS 38618-7520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5980 AIPHABA RD, COLDWATER, MS 38618-7520

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+43.96%)	$22,115 (+41.07%) Land $1,500 Building $20,615	$221,152 (+41.06%) Land $15,000 Building $206,152
2023	$1,267.00	$15,677	$156,774 Land $15,000 Building $141,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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