5860 Alphaba Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 5860 Alphaba Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,684 sqft · built 1989
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$757 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-32-00-0-00010-05`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-32-00-0-00010-05`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,684 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	5860 ALPHABA RD
City	COLDWATER
State	MS
Zip	38618-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ALPHABA S-D LOT 1
Legal Range	06
Legal Township	03
Legal Section	32
Legal Subdivision	ALPHABA S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1028
Census Tract	70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST
Aug 23, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022
Deed Sale	Nov 1, 2022
Prior Sale	Aug 23, 2019
Deed Document Number	0001016659
Deed Book / Page	1016 / 659
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518

Mortgage

Document Number	005186/356
Date	Mar 16, 2021
Book Page	5186/356

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 1, 2022
Property Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518
Document Number	001016/659
Book / Page	1016 / 659
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5860 ALPHABA RD, 5860, COLDWATER, MS 38618-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518

Mortgage

Document Number	0000056283
Date	Nov 1, 2022
Instrument	5628/3

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 23, 2019
Property Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518
Document Number	000897/390
Book / Page	0897 / 390
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 W 300 N, 316, GREENFIELD, IN 46140-8675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5860 ALPHABA RD, COLDWATER, MS 38618-7518

Mortgage

Document Number	0004785083
Date	Aug 23, 2019
Instrument	4785/083

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00 (+19.78%)	$12,819 (+37.4%) Land $1,500 Building $11,319	$128,194 (+37.4%) Land $15,000 Building $113,194
2023	$632.00	$9,330	$93,302 Land $15,000 Building $78,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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