598 Wikle Rd, Hayesville, NC 28904 Property Records

Clay County property record for 598 Wikle Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,248 sqft · built 2006
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Mar 2022)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`545900150097`

Property Details

APN / Parcel Number

Primary APN	`545900150097`
Alternative APNs	`620875000` `14919007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,248 sqft Heated Area

Exterior

Year Built	Built 2006
Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Account Number	620875000
Street Address	598 WIKLE RD
City	HAYESVILLE
State	NC
Zip	28904-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 1 SEC 3 LONGVIEW
Legal Lot Number	1
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2032
Census Tract	950201

Owner

Source: Clay County records · APN 545900150097

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2806 SOUTHPOINTE LN, TAMPA, FL 33611-5312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 09, 2022	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2022 · Amount on Record
Deed Sale	Mar 09, 2022 · Amount on Record
Prior Sale	Nov 05, 2015 · Amount on Record
Deed Document Number	0000462202
Deed Book / Page	462 / 202
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	598 WIKLE RD, HAYESVILLE, NC 28904-9205
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000I15/32
Date	Jun 29, 2020
Book Page	I15/32
Instrument	2020001424

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 09, 2022
Property Address	598 WIKLE RD, HAYESVILLE, NC 28904-9205
Document Number	000462/202
Book / Page	462 / 202
Map Reference	MB 268 PG 125
Instrument Date	Feb 17, 2022
Instrument	2022000639
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 HWY 64 W, HAYESVILLE, NC 28904-4526

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000640
Date	Mar 09, 2022
Instrument	2022000640

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (+10.87%)	$250,100 (-) Land $31,100 Building $219,000	$250,100 (-) Land $31,100 Building $219,000
2023	$1,150.00	$250,100 Land $31,100 Building $219,000	$250,100 Land $31,100 Building $219,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000

May also be available: Uniti Group.

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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