Clay County property record for 487 Wikle Rd, Hayesville, NC 28904 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,026 sqft Heated Area |
| Lot Size | 161,172 sqft (3.7 acres) |
| Last Sale | $230,000 (2026) |
| Tax Bill | $680.00 (2025) |
| Primary APN | 545900144214 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 1,026 sqft Heated Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 161,172 sqft (3.7 acres) |
| Account Number | 9783301 |
|---|---|
| Street Address | 487 WIKLE RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7053 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF MATHESON COVE ROAD |
| Jurisdiction | CLAY NC |
| Minor Civil Division | HAYESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 950201 |
Source: Clay County records · APN 545900144214
Assessment roll updated October 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 PARKER ADAMS DR, HAYESVILLE, NC 28904-9175 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 16, 2013 | Deed of Trust, Mortgage · Conventional Mortgage NANTAHALA BANK & TRUST CO |
| Mar 23, 2010 | Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST CO |
| Aug 15, 2006 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 02, 2007 | Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST CO |
| Jun 01, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Deed Doc Number | 20261165 |
| Deed Book / Page | 491 / 167 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 487 WIKLE RD, HAYESVILLE, NC 28904-7053 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000R12/046 |
|---|---|
| Date | Jan 16, 2013 |
| Book Page | R12/046 |
| Instrument | 2013000090 |
| Name | NANTAHALA BANK & TRUST CO |
|---|---|
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 487 WIKLE RD, HAYESVILLE, NC 28904-7053 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000Q11/170 |
|---|---|
| Date | Mar 23, 2010 |
| Book Page | Q11/170 |
| Instrument | 2010000608 |
| Name | NANTAHALA BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 487 WIKLE RD, HAYESVILLE, NC 28904-7053 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000O09/011 |
|---|---|
| Date | Aug 15, 2006 |
| Book Page | O09/011 |
| Instrument | 2006003850 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 487 WIKLE RD, HAYESVILLE, NC 28904-7053 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000B00/052 |
|---|---|
| Date | Apr 02, 2007 |
| Book Page | B00/052 |
| Instrument | 2007001247 |
| Name | NANTAHALA BANK & TRUST CO |
|---|---|
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 01, 2026 |
| Property Address | 487 WIKLE RD, HAYESVILLE, NC 28904-7053 |
| Document Number | 0000001165 |
| Book / Page | 491 / 167 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20261165 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 PARKER ADAMS DR, HAYESVILLE, NC 28904-9175 |
| Document Number | 0000001166, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 20261166 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $680.00 | $137,700 (-) Land $35,300 Building $102,400 | $137,700 (-) Land $35,300 Building $102,400 |
| 2023 | $137,700 Land $35,300 Building $102,400 | $137,700 Land $35,300 Building $102,400 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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