598 W 40th St, Holland, MI 49423 Property Records

Allegan County property record for 598 W 40th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1988
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Sep 2009)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-302-008`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-302-008`
Alternative APN	`03-53-02-06-302-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	598 W 40TH ST
City	HOLLAND
State	MI
Zip	49423-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 8, VOGELZANG BROS PLAT SEC 6 T4N R15W PT 06-300-018
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	VOGELSANG BROTHERS PLAT
Legal Lot Number	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

598 W 40th St is owned and occupied by an individual who acquired it in June 2015.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	598 W 40TH ST, HOLLAND, MI 49423-4635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
May 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2009 · Amount on File
Deed Sale	Sep 10, 2009 · Amount on File
Prior Sale	Aug 27, 2008 · Amount on File
Deed Book / Page	3359 / 796
Last Transfer Date	Jun 19, 2015
Transfer Doc	3939/652
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	598 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4654/483
Date	Aug 4, 2021
Book Page	4654/483

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	598 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4202/250
Date	Dec 6, 2017
Book Page	4202/250
Instrument	4202-250

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	598 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4346/394
Date	May 23, 2019
Book Page	4346/394

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 598 W 40th St was $3,048 with a homeowner's exemption, up 2.9% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,700 (+0.08%) Land $24,100 Building $98,600	$245,400 (+0.08%) Land $48,200 Building $197,200
2025	$3,048.00 (+2.87%) Homeowner's exemption	$122,600 Land $22,900 Building $99,700	$245,200 Land $45,800 Building $199,400
2024	$2,963.00
2023		$115,100 Land $22,200 Building $92,900	$230,200 Land $44,400 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 598 W 40th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 598 W 40th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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