558 W 40th St, Holland, MI 49423 Property Records

Allegan County property record for 558 W 40th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1987
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual Name on File
Last Sale	$133,900 (Sep 2004)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-302-013`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-302-013`
Alternative APN	`03-53-02-06-302-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	155 ft deep x 119 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	558 W 40TH ST
City	HOLLAND
State	MI
Zip	49423-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 13 VOGELZANG BROS PLAT SEC 6 T4N R15W PT 06-300-018
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	VOGELZANG BROTHERS PLAT
Legal Lot Number	13
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

558 W 40th St is owned and occupied by an individual who bought it in September 2004.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 345, MACATAWA, MI 49434-0345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Nov 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2004 · Amount on File
Deed Sale	Sep 9, 2004 · Amount on File
Prior Sale	Aug 28, 1986 · Amount on File
Deed Book / Page	2728 / 768
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	558 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 W 40TH ST, HOLLAND, MI 49423-4635

Mortgage

Document Number	005112/821
Date	Feb 23, 2026
Book Page	5112/821
Instrument	2026002602

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	558 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 W 40TH ST, HOLLAND, MI 49423-4635

Mortgage

Document Number	004789/869
Date	Aug 17, 2022
Book Page	4789/869
Instrument	2022016157

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	558 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 W 40TH ST, HOLLAND, MI 49423-4635

Mortgage

Document Number	004742/445
Date	Mar 23, 2022
Book Page	4742/445
Instrument	2022005663

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	558 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4148/505
Date	Jun 12, 2017
Book Page	4148/505

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	558 W 40TH ST, HOLLAND, MI 49423-4635
Transaction Type	Mortgage
Record Updated	Dec 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 4200-469
Date	Nov 30, 2017
Book Page	4200/469
Instrument	4200-469

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 558 W 40th St was $3,030 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,700 Land $29,900 Building $97,800	$255,400 Land $59,800 Building $195,600
2025	$3,030.00
2023		$120,200 Land $27,500 Building $92,700	$240,400 Land $55,000 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 558 W 40th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 558 W 40th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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