598 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 598 Rose St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,065 sqft · built 2002
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$2,011 (2024)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-18-27-0200-000-02002`

Property Details

APN / Parcel Number

Primary APN	`18-18-27-0200-000-02002`
Alternative APN	`3800704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,065 sqft Living Area
1st Floor Area	2,065 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	472 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3800704
Street Address	598 ROSE ST
City	UMATILLA
State	FL
Zip	32784-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA WHITCOMB'S SUB FROM W 1/4 COR OF SEC 18-18-27 RUN E 567.60 FT TO CENTERLINE OF OLD UMATILLA RD S 44DEG 00MIN 00SEC E
Legal Range	27E
Legal Township	18S
Legal Section	18
Legal Subdivision	WHITCOMB'S
Legal Tract	200
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1064
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	598 ROSE ST, UMATILLA, FL 32784-8643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Aug 3, 2007
Last Transfer Date	Jan 19, 2024
Transfer Doc	0062722241
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 19, 2024
Property Address	598 ROSE ST, UMATILLA, FL 32784-8643
Document Number	0062722241
Book / Page	6272 / 2241
Instrument Date	Jan 11, 2024
Instrument	2024007280
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	598 ROSE ST, UMATILLA, FL 32784-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	598 ROSE ST, UMATILLA, FL 32784-8643

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,570 (+5.98%) Land $28,875 Building $107,695	$211,084 (+2.77%) Land $28,875 Building $182,209
2024	$2,011.00 (+4.58%)
2023	$1,923.00 (+6.01%) Homeowner's exemption	$128,870 (+3%)	$205,391 (+2.47%) Land $28,875 Building $176,516
2022	$1,814.00 Homeowner's exemption	$125,120	$200,441 Land $23,925 Building $176,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20