485 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 485 Rose St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,487 sqft · built 2002
Lot Size	2.5 acres (109,292 sqft)
Owner	2 Owner Names on File
Last Sale	$33,000 (Feb 2001)
Tax Bill	$5,081 (2024)
Flood Zone	Zone X (minimal risk)
APN	`18-18-27-0200-000-00301`

Property Details

APN / Parcel Number

Primary APN	`18-18-27-0200-000-00301`
Alternative APN	`1501555`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	2,487 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	109,292 sqft (2.5 acres)
Lot Dimensions	250 ft deep x 127 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	574 sqft
Patio Area	45 sqft
Utility Building	2,495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1501555
Street Address	485 ROSE ST
City	UMATILLA
State	FL
Zip	32784-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA WHITCOMB'S SUB LOT 3--LESS W 34.75 FT & LESS N 392.6 FT-- PB 1 PG 74 ORB 1910 PG 1733
Legal Range	27E
Legal Township	18S
Legal Section	18
Legal Subdivision	WHITCOMB'S
Legal Tract	200
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1071
Census Tract	30109

Owner

The current owner of 485 Rose St bought it in February 2001.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	485 ROSE ST, UMATILLA, FL 32784-8639
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2001 · Amount on File
Deed Sale	Feb 20, 2001 · Amount on File
Deed Document Number	0191001733
Deed Book / Page	01910 / 01733
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,920 Land $173,171 Building $123,749	$557,527 Land $173,171 Building $384,356
2024	$5,081.00 (+4.16%)
2023	$4,878.00 (+2.82%) Homeowner's exemption	$280,160 (+3%)	$382,290 (+0.55%) Land $109,287 Building $273,003
2022	$4,744.00 Homeowner's exemption	$272,000	$380,209 Land $109,287 Building $270,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Rose St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20