598 Lower Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 598 Lower Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1951
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2018)
Tax Bill	$6,783 (2025)
Deeds & Mortgages	Mar 2020 Refinance Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERL M:15-4 B:108 L:10`

Property Details

APN / Parcel Number

Primary APN	`BERL M:15-4 B:108 L:10`
Alternative APNs	`BRLN M:15-4 B:108 L:10` `1015000` `015000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,092 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1015000
Street Address	598 LOWER LN
City	BERLIN
State	CT
Zip	06037-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	108
Legal Lot Number	10
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2019
Census Tract	400102

Owner

598 Lower Ln is owned and occupied by an individual who bought it in November 2018.

Source: Berlin Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	598 LOWER LN, BERLIN, CT 06037-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POND ROAD LLC
Nov 19, 2018	Deed of Trust, Mortgage POND ROAD LLC
Mar 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Oct 20, 2010 · Amount on File
Deed Document Number	20181482890003
Deed Book / Page	752 / 885
Transfer Doc	1482890003
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	598 LOWER LN, BERLIN, CT 06037-3122
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	767-643
Date	Mar 17, 2020
Book Page	767/643
Instrument	1927230002

Lender

Name	POND ROAD LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	598 LOWER LN, BERLIN, CT 06037-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	752-991
Date	Nov 19, 2018
Book Page	752/991
Instrument	1483220003

Lender

Name	POND ROAD LLC

Agreement

Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	598 LOWER LN, BERLIN, CT 06037-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	767-396
Date	Mar 11, 2020
Book Page	767/396
Instrument	1907130010

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 598 Lower Ln was $6,783.

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,783.00	$221,300 Land $93,000 Building $128,300	$154,910 Land $65,100 Building $89,810
2024	$6,783.00 (+3.68%)
2023	$6,542.00 (+3.12%)	$221,300 (+19.69%) Land $93,000 Building $128,300
2022	$6,344.00	$184,900 Land $75,300 Building $109,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 598 Lower Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 598 Lower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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