595 Lower Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 595 Lower Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,052 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$95,250 (Dec 2016)
Tax Bill	$5,955 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BERL M:15-4 B:111 L:1`

Property Details

APN / Parcel Number

Primary APN	`BERL M:15-4 B:111 L:1`
Alternative APNs	`BRLN M:15-4 B:111 L:1` `1033210` `033210`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,052 sqft
Basement Area	692 sqft
Unfinished Basement	692 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1033210
Street Address	595 LOWER LN
City	BERLIN
State	CT
Zip	06037-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	111
Legal Lot Number	1
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2030
Census Tract	400102

Owner

595 Lower Ln is owned and occupied by an individual who bought it in December 2016.

Source: Berlin Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	595 LOWER LN, BERLIN, CT 06037-3121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Prior Sale	Mar 11, 2003 · Amount on File
Deed Document Number	20161334230003
Deed Book / Page	731 / 997
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	595 LOWER LN, BERLIN, CT 06037-3121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	752-649
Date	Nov 5, 2018
Book Page	752/649
Instrument	1478580018

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CT
Property Address	595 LOWER LN, BERLIN, CT 06037-3121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	764-914
Date	Dec 9, 2019
Book Page	764/914
Instrument	1728720018

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 595 Lower Ln was $5,955.

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,955.00	$194,300 Land $82,300 Building $112,000	$136,010 Land $57,610 Building $78,400
2024	$5,955.00 (+3.67%)
2023	$5,744.00 (+10.14%)	$194,300 (+27.83%) Land $82,300 Building $112,000
2022	$5,215.00	$152,000 Land $65,200 Building $86,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 595 Lower Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 Lower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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