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5979 Rustic Ridge Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 5979 Rustic Ridge Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,511 sqft · built 2014
Lot Size0.233 acres (10,193 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Mar 2020)
Tax Bill$3,167 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00E00-0040

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00E00-0040

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,511 sqft Heated Area
Gross Area3,292 sqft
1st Floor Area2,976 sqft
Upper Floors Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area10,193 sqft (0.233 acres)
Lot Dimensions1,230 ft deep x 850 ft wide
Garage Area465 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number272N28450000E000040
Street Address5979 RUSTIC RIDGE CIR
CityMILTON
StateFL
Zip32570-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 4 BLK E AS DES IN OR 3933 PG 562
Legal Range28W
Legal Township02N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockE
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1057
Census Tract10505

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5979 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2020Warranty Deed, Transfer · VA Mortgage
SOUTHERN TRUST MORTGAGE LLC
Apr 10, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Prior SaleOct 3, 2014 · Amount on Record
Deed Document Number0003933562
Deed Book / Page3933 / 562
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 27, 2020
Property Address5979 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
Document Number0039330562
Book / Page3933 / 562
Map ReferenceMB 10 PG 98&99
Instrument DateMar 27, 2020
Instrument202014984
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyGUARANTEE TTL OF NORTHWEST F

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address663 GRISWOLD RD, 663, JAY, FL 32565-9339

Transferred To (Grantee/Buyer)

NameVerified Name
Address5979 RUSTIO RIDGE CIRCLE, MILTON, FL 32570-2725

Mortgage

Document Number0039330564
DateMar 27, 2020
Instrument3933/0564
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5979 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
Document Number0036170431
Book / Page003617 / 000431
Instrument DateApr 10, 2017
Transaction TypeMortgage
Record UpdatedMay 15, 2017
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5979 RUSTIC RIDGE CIR MILTON FL 325702725, MILTON, FL 32570-2725

Mortgage

Document Number0036170431
DateApr 21, 2017
Book Page003617/000431
Instrument15473
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,167.00 (+2.53%) Homeowner's exemption$257,496 (+3%)$285,446 (+0.78%) Land $29,000 Building $256,446
2023$3,089.00 (+2.69%) Homeowner's exemption$249,996 (+3%)$283,242 (+5.77%) Land $29,000 Building $254,242
2022$3,008.00 Homeowner's exemption$242,715$267,801 Land $26,000 Building $241,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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