5973 Rustic Ridge Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 5973 Rustic Ridge Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,613 sqft · built 2013
Lot Size0.235 acres (10,237 sqft)
OwnerCompany Name on Record
Last Sale$255,000 (Jul 2019)
Tax Bill$4,496 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00E00-0050

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00E00-0050
Alternative APN
  • N28227450000E000050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,613 sqft Living Area
Gross Area3,416 sqft
1st Floor Area2,613 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,237 sqft (0.235 acres)
Lot Dimensions135 ft deep x 76 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5973 RUSTIC RIDGE CIR
CityMILTON
StateFL
Zip32570-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 5 BLK E AS DES IN OR 3854 PG 1640 & MIN RTS IN OR 3383/ 575
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockE
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1057
Census Tract10505

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jul 30, 2019Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Prior SaleSep 20, 2013 · Amount on Record
Deed Document Number201933038
Deed Book / Page3854 / 1640
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5973 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5973 RUSTIC RIDGE CIR, MILTON, FL 32570-2725

Mortgage

Document Number0042411146
DateFeb 3, 2022
Book Page4241/1146
Instrument202206563
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 30, 2019
Property Address5973 RUSTIC RIDGE CIR, MILTON, FL 32570-2725
Document Number0038541640
Book / Page3854 / 1640
Map ReferenceMB 10 PG 98&99
Instrument DateJul 30, 2019
Instrument201933038
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 LONGVIEW WAY N, 124, PALM COAST, FL 32137-4569

Transferred To (Grantee/Buyer)

NameVerified Name
Address5973 RUSTIC RIDGE CIRCLE, PENSACOLA, FL 32507

Mortgage

Document Number0038541642
DateJul 30, 2019
Instrument3854/1642
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,496.00 (+19.23%)$330,002 (+8.35%) Land $29,000 Building $301,002$330,002 (+8.35%) Land $29,000 Building $301,002
2024$3,771.00 (-0.16%) Homeowner's exemption Disabled Person's exemption$304,557 (+0.77%) Land $29,000 Building $275,557$304,557 (+0.77%) Land $29,000 Building $275,557
2023$3,777.00 (-7.18%)$302,234 (+5.47%) Land $29,000 Building $273,234$302,234 (+5.47%) Land $29,000 Building $273,234
2022$4,069.00$286,553$286,553 Land $26,000 Building $260,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Rustic Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number