5979 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 5979 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 1994
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2006)
Tax Bill	$758 (2025)
Deeds & Mortgages	Sep 2023 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084099 00109`

Property Details

APN / Parcel Number

Primary APN	`084099 00109`
Alternative APN	`099 00109`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	484 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5979 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 08, COUNTY AREA: C24
Legal Subdivision	CHERRY HILLS SEC A
Legal Lot Number	3
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2010
Census Tract	40800

Owner

5979 Mount Carmel Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Tipton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5979 MT CARMEL RD, COVINGTON, TN 38019-7625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2006 · Amount on File
Deed Sale	Jul 27, 2006 · Amount on File
Prior Sale	May 25, 1998 · Amount on File
Deed Book / Page	1289 / 911
Last Transfer Date	Sep 13, 2023
Transfer Doc	0002013905
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Sep 14, 2023
Property Address	5979 MT CARMEL RD, COVINGTON, TN 38019-7625
Document Number	0002013905
Book / Page	2013 / 905
Map Reference	CAB B SL 181&182
Instrument Date	Sep 13, 2023
Instrument	192676
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5979 MT CARMEL RD, COVINGTON, TN 38019-7625

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	5979 MT CARMEL RD, COVINGTON, TN 38019-7625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1866443
Date	Oct 16, 2020
Book Page	1866/443
Instrument	237989

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5979 Mount Carmel Rd was $758.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00	$49,825 Land $6,050 Building $43,775
2023		$49,825 (+42.66%) Land $6,050 Building $43,775
2022	$712.00	$34,925 Land $4,450 Building $30,475	$139,700 Land $17,800 Building $121,900
2020			$199,300 Land $24,200 Building $175,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5979 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5979 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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