Tipton County property record for 5890 Mount Carmel Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,819 sqft · built 1983 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,500 (Aug 2008) |
| Tax Bill | $1,794 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084099 00201 |
| Primary APN | 084099 00201 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,819 sqft Living Area |
| 1st Floor Area | 2,998 sqft |
| Upper Floors Area | 2,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 97,139 sqft (2.23 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,935 sqft |
| Carport Area | 800 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 703 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 10 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 5890 MT CARMEL RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: C62 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 40800 |
5890 Mount Carmel Rd is owned and occupied by an individual who bought it in August 2008.
Source: Tipton County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5890 MT CARMEL RD, COVINGTON, TN 38019-7622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2008 · Amount on File |
| Deed Sale | Aug 26, 2008 · Amount on File |
| Prior Sale | Mar 18, 1996 · Amount on File |
| Deed Document Number | 0001410538 |
| Deed Book / Page | 1410 / 538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 5890 MT CARMEL RD, COVINGTON, TN 38019-7622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1874530 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 1874/530 |
| Instrument | 239636 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 5890 Mount Carmel Rd was $1,794.
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,794.00 | $117,875 Land $12,175 Building $105,700 | |
| 2023 | $117,875 Land $12,175 Building $105,700 | ||
| 2022 | $1,708.00 | ||
| 2020 | $471,500 Land $48,700 Building $422,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5890 Mount Carmel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5890 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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