5977 Wargin Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5977 Wargin Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,652 sqft · built 2012
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jul 2002)
Tax Bill	$7,654 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-0010-02306`

Property Details

APN / Parcel Number

Primary APN	`530-0010-02306`
Alternative APN	`944782`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,652 sqft Gross Area
1st Floor Area	2,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,240 sqft

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	944782
Street Address	5977 WARGIN RD
City	DULUTH
State	MN
Zip	55810-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	E1/2 OF W1/2 OF SW1/4 OF NE1/4 SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	13
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

Source: St. Louis County records · APN 530-0010-02306

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5977 WARGIN RD, DULUTH, MN 55810-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
May 09, 2019	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK INC
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2002 · Amount on Record
Deed Sale	Jul 02, 2002 · Amount on Record
Deed Document Number	2002861236
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5977 WARGIN RD, DULUTH, MN 55810-9732
Transaction Type	Mortgage
Record Updated	Feb 06, 2024
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481402
Date	Jan 11, 2024
Instrument	1481402

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5977 WARGIN RD, DULUTH, MN 55810-9732
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001404601
Date	Feb 22, 2021
Instrument	1404601

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5977 WARGIN RD, DULUTH, MN 55810-9732
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001354413
Date	May 09, 2019
Instrument	1354413

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5977 WARGIN RD, DULUTH, MN 55810-9732
Document Number	00A1353838
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5977 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732

Mortgage

Document Number	00A1353838
Date	Apr 29, 2019
Instrument	A1353838

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 28, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,654.00 (+4.19%) Homeowner's exemption
2025	$7,346.00 (+3.79%) Homeowner's exemption	$747,300 (+8.18%) Land $81,700 Building $665,600	$747,300 (+8.18%) Land $81,700 Building $665,600
2024	$7,078.00	$690,800 (+18.69%) Land $78,600 Building $612,200	$690,800 (+18.69%) Land $78,600 Building $612,200
2022		$582,000 Land $46,700 Building $535,300	$582,000 Land $46,700 Building $535,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

May also be available: AirFiber.

Based on FCC filings for 7 locations within half a mile of this property.

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