5969 Wargin Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 5969 Wargin Rd, Duluth, MN 55810

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2.5 ba · 1,040 sqft · built 1993
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Feb 2018)
Tax Bill	$3,562 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`530-0010-02307`

Property Details

APN / Parcel Number

Primary APN	`530-0010-02307`
Alternative APN	`1046296`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	56 sqft
Storage Building	468 sqft
Pole Barn	1,800 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1046296
Street Address	5969 WARGIN RD
City	DULUTH
State	MN
Zip	55810-9732
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RES
Legal Description	W 1/2 OF E 1/2 OF SW 1/4 OF NE 1/4 SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	13
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5969 WARGIN RD, DULUTH, MN 55810-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	Nov 2, 2009
Deed Document Number	20181327866
Prior Transfer Date	Jun 2, 2009
Prior Transfer Doc	0001110174
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5969 WARGIN RD, DULUTH, MN 55810-9732
Document Number	00A1399533
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5969 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732

Mortgage

Document Number	00A1399533
Date	Dec 24, 2020
Instrument	A1399533

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 23, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5969 WARGIN RD, DULUTH, MN 55810-9732
Document Number	00A1364896
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5969 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732

Mortgage

Document Number	00A1364896
Date	Oct 7, 2019
Instrument	A1364896

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 16, 2018
Property Address	5969 WARGIN RD, DULUTH, MN 55810-9732
Document Number	00A1327866
Instrument Date	Feb 16, 2018
Instrument	A1327866
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,013.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5969 WARGIN RD PROCTOR MN 558109732, PROCTOR, MN 55810-9732

Mortgage

Document Number	A1327867
Date	Feb 16, 2018
Instrument	A1327867

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,562.00 (+4.15%) Homeowner's exemption
2025	$3,420.00 (+8.92%) Homeowner's exemption	$383,300 (+8.52%) Land $82,700 Building $300,600	$383,300 (+8.52%) Land $82,700 Building $300,600
2024	$3,140.00	$353,200 (+23.63%) Land $79,500 Building $273,700	$353,200 (+23.63%) Land $79,500 Building $273,700
2022		$285,700 Land $47,300 Building $238,400	$285,700 Land $47,300 Building $238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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