5977 Cardinet Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 5977 Cardinet Dr, Clayton, CA 94517

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,260 sqft · built 1965
Lot Size0.388 acres (16,900 sqft)
OwnerCompany Name on File
Tax Bill$5,632 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone AE (high risk)
APN118-092-005-8

Property Details

APN / Parcel Number

Primary APN118-092-005-8
Alternative APN
  • 118-092-005

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,260 sqft Living Area
Gross Area2,776 sqft
1st Floor Area2,260 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1972
Lot Area16,900 sqft (0.388 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5977 CARDINET DR
CityCLAYTON
StateCA
Zip94517-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3434 LOT 15
Legal SubdivisionSUBDIVISION 3434
Legal Tract3434
Legal Lot Number15
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3002
Census Tract355308

Owner

Source: Contra Costa County records · APN 118-092-005-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5977 CARDINET DR, CLAYTON, CA 94517-1133
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2022Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
PATELCO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 1993
Deed SaleOct 28, 1993
Prior SaleOct 28, 1993 · Amount on Record
Deed Document Number1993302566
Deed Book / Page19094 / 159
Last Transfer DateJul 31, 2009
Transfer Doc0000191486
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5977 CARDINET DR, CLAYTON, CA 94517-1133
Transaction TypeMortgage
Record UpdatedAug 01, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address5977 CARDINET DR, CLAYTON, CA 94517-1133

Mortgage

Document Number0000135625
DateSep 02, 2022
Instrument2022-135625
Lender
NamePATELCO CU
TypeCredit Union
AddressSUNOL, CA 94586
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2047
Interest
Rate TypeAdjustable Rate
Rate5.99%
Change FrequencyMonthly
IndexPrime Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5977 CARDINET DR, CLAYTON, CA 94517-1133
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017668
DateJan 27, 2017
Instrument2017-017668
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityClayton City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$402,723 (+2%) Land $151,502 Building $251,221
2025$5,632.00 (+5%) Homeowner's exemption$394,828 (+4.04%) Land $148,532 Building $246,296
2023$5,364.00 (+1.69%) Homeowner's exemption$379,498 Land $142,765 Building $236,733
2022$5,275.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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