5968 Cardinet Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 5968 Cardinet Dr, Clayton, CA 94517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,095 sqft · built 1965
Lot Size	0.348 acres (15,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Apr 2005)
Tax Bill	$12,966 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`118-083-001-8`

Property Details

APN / Parcel Number

Primary APN	`118-083-001-8`
Alternative APN	`118-083-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	2,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,162 sqft (0.348 acres)
Lot Dimensions	135 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5968 CARDINET DR
City	CLAYTON
State	CA
Zip	94517-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 2572 22
Legal Subdivision	SUBDIVISION 2572
Legal Tract	2572
Legal Lot Number	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	355308

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5968 CARDINET DR, CLAYTON, CA 94517-1134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jan 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 21, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2005 · Amount on Record
Deed Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	2005152264
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5968 CARDINET DR, CLAYTON, CA 94517-1134
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5968 CARDINET DR, CLAYTON, CA 94517-1134

Mortgage

Document Number	0000132673
Date	Nov 25, 2025
Instrument	2025- 132673

Lender

Name	PATELCO CU
Type	Credit Union
Address	3 PARK PL, DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 20, 2022
Property Address	5968 CARDINET DR, CLAYTON, CA 94517-1134
Document Number	0000012334
Map Reference	MB 97 PG 19
Instrument Date	Jan 12, 2022
Instrument	2022-012334
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5968 CARDINET DR, CLAYTON, CA 94517-1134

Mortgage

Document Number	0000012335
Date	Jan 20, 2022
Instrument	2022-012335

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	5968 CARDINET DR, CLAYTON, CA 94517-1134
Document Number	0000053977
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5968 CARDINET DR CLAYTON CA 945171134, CLAYTON, CA 94517-1134

Mortgage

Document Number	0000053977
Date	Mar 29, 2017
Instrument	53977

Lender

Name	WELLS FARGO BK
Address	EAGAN, MN 55121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 28, 2057

Interest

Rate	3%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,080,543 (+2%) Land $643,208 Building $437,335
2025	$12,966.00 (+4.31%) Homeowner's exemption	$1,059,357 (+4.04%) Land $630,597 Building $428,760
2023	$12,430.00 (+1.23%) Homeowner's exemption	$1,018,222 Land $606,111 Building $412,111
2022	$12,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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