Citrus County property record for 5976 E Carmel Ln, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,168 sqft · built 2005 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,000 (Jun 2019) |
| Tax Bill | $1,435 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-29-0010-03210-0060 |
| Primary APN | 20E-19S-29-0010-03210-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 1,674 sqft |
| 1st Floor Area | 1,168 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Screened Aluminum Porch |
| Porch Area | 80 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1803349 |
|---|---|
| Street Address | 5976 E CARMEL LN |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS WEST PB 5 PG 19 LOT 6 BLK 321 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST |
| Legal Block | 321 |
| Legal Lot Number | 6 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 451103 |
Source: Citrus County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 29, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on Record |
| Deed Sale | Jun 20, 2019 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Document Number | 201932029 |
| Deed Book / Page | 2984 / 2093 |
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0036761309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Document Number | 0036761309 |
| Book / Page | 3676 / 1309 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202632898 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3720 E SANDERS ST, INVERNESS, FL 34453-0365 |
| Document Number | 0031042454 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 3104/2454 |
| Instrument | 2020059230 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 20, 2019 |
| Property Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Document Number | 0029842093 |
| Book / Page | 2984 / 2093 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 2019032029 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $952.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2784 W EUNICE DR, 2784, CITRUS SPRINGS, FL 34433-6880 |
| Name | Verified Name |
|---|---|
| Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Document Number | 29842095 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2984-2095 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 29, 2019 |
| Property Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Document Number | 0029530527 |
| Book / Page | 002953 / 000527 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 4406 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $588.74 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2784 W EUNICE DR DUNNELLON FL 344336880, DUNNELLON, FL 34433-6880 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 31, 2018 |
| Property Address | 5976 E CARMEL LN, INVERNESS, FL 34452-7018 |
| Document Number | 0029162284 |
| Book / Page | 002916 / 002284 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 38263 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $452.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5976 E CARMEL LN INVERNESS FL 344527018, INVERNESS, FL 34452-7018 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,435.00 (+6.93%) Homeowner's exemption Widower's exemption | $129,051 (-31.33%) | $180,785 (-3.8%) Land $9,200 Building $171,585 |
| 2024 | $1,342.00 (+3.23%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $187,933 (+2.45%) Land $6,240 Building $181,693 | $187,933 (+2.45%) Land $6,240 Building $181,693 |
| 2023 | $1,300.00 (+2.85%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $183,432 (+16.64%) Land $6,560 Building $176,872 | $183,432 (+16.64%) Land $6,560 Building $176,872 |
| 2022 | $1,264.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $157,259 Land $4,000 Building $153,259 | $157,259 Land $4,000 Building $153,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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