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5956 E Carmel Ln, Inverness, FL 34452 Property Records

Citrus County property record for 5956 E Carmel Ln, Inverness, FL 34452

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 1,380 sqft · built 2020
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$9,000 (Feb 2024)
Tax Bill$162 (2025)
Deeds & MortgagesApr 2024 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20E-19S-29-0010-03210-0050

Property Details

APN / Parcel Number

Primary APN20E-19S-29-0010-03210-0050
Alternative APNs
  • 2919S20E0010032100050
  • 3525130
  • 3527354

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area1,780 sqft
1st Floor Area1,380 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3527354
Street Address5956 E CARMEL LN
CityINVERNESS
StateFL
Zip34452-7018
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeMDR
Legal DescriptionIINVERNESS HIGHLANDS WEST PB 5 PG 19 - 33 LOT 5 BLK 321.
Legal Range20E
Legal Township19S
Legal Section29
Legal SubdivisionINVERNESS HIGHLANDS WEST
Legal Block321
Legal Lot Number5
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1052
Census Tract451103

Owner

Source: Citrus County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address529 NEW BRITAIN AVE, NEWINGTON, CT 06111-4343
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 28, 2023Warranty Deed, Transfer · FHA Mortgage
GARDNER FINANCIAL SERVICES LTD
Jun 10, 2021Intrafamily Transfer, Transfer
Jan 15, 2021Tax Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleAug 28, 2023 · Amount on Record
Deed Document Number20249554
Deed Book / Page3446 / 693
Prior Transfer DateFeb 19, 2024
Prior Transfer Doc0034460693
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019
Transaction TypeMortgage
Record UpdatedMay 1, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019

Mortgage

Document Number0034581042
DateApr 8, 2024
Book Page3458/1042
Instrument2024020094
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueSep 1, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 28, 2023
Property Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019
Document Number0034051637
Book / Page3405 / 1637
Map ReferenceMB 5 PG 19-33
Instrument DateAug 22, 2023
Instrument2023050062
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyAMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,219.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019

Transferred To (Grantee/Buyer)

NameVerified Name
Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019

Mortgage

Document Number0034051639
DateAug 28, 2023
Instrument3405/1639
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number0034051651
DateAug 28, 2023
Book Page3405/1651
Instrument2023050064
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78259
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJun 10, 2021
Property Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019
Document Number0031730935
Book / Page3173 / 935
Map ReferenceMB 5 PG 19-33
Instrument DateJun 10, 2021
Instrument2021039266
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019

January 2021: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionCITRUS FL
Recording DateJan 15, 2021
Property Address5955 E CHAPEL LN, INVERNESS, FL 34452-7019
Document Number0031260428
Book / Page003126 / 000428
Instrument DateJan 14, 2021
Instrument2787
Transaction TypeForeclosure
Record UpdatedFeb 12, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$39.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3777 E FOXWOOD LN INVERNESS FL 344528819, INVERNESS, FL 34452-8819

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162.00 (+68.75%)$9,200 (+47.44%) Land $9,200$9,200 (+47.44%) Land $9,200
2024$96.00 (-94.58%)$6,240 (-97.59%) Land $6,240$6,240 (-97.59%) Land $6,240
2023$1,772.00 (-0.67%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$258,936 (+17.57%) Land $15,420 Building $243,516$258,936 (+17.57%) Land $15,420 Building $243,516
2022$1,784.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$220,240 Land $10,000 Building $210,240$220,240 Land $10,000 Building $210,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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