5972 White Flint Dr, Frederick, MD 21702 Property Records

Frederick County property record for 5972 White Flint Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,921 sqft · built 1999
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on File
Last Sale	$855,000 (Jul 2015)
Tax Bill	$11,003 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-431435`

Property Details

APN / Parcel Number

Primary APN	`21-431435`
Alternative APN	`431435`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,921 sqft Living Area
Gross Area	8,271 sqft
1st Floor Area	3,154 sqft
Basement Area	1,533 sqft
Finished Basement	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Enclosed Porch
Porch Area	344 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	431435
Street Address	5972 WHITE FLINT DR
City	FREDERICK
State	MD
Zip	21702-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 SECT 1 BLK B 2.323 ACRES WHITE FLINT SPRINGS
Legal Subdivision	WHITE FLINT SPGS
Legal Block	B
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2023
Census Tract	751301

Owner

Source: Frederick County records · APN 21-431435

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5972 WHITE FLINT DR, FREDERICK, MD 21702-2338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 20, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST HM MTG CORP
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2015 · Amount on Record
Deed Sale	Jul 08, 2015 · Amount on Record
Prior Sale	Jan 12, 1998 · Amount on Record
Deed Book / Page	10640 / 21
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	0077170131
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5972 WHITE FLINT DR, FREDERICK, MD 21702-2338
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144560458
Date	Jan 14, 2021
Book Page	14456/458

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 20, 2017
Property Address	5972 WHITE FLINT DR, FREDERICK, MD 21702-2338
Document Number	0121410191
Book / Page	012141 / 000191
Instrument Date	Nov 16, 2017
Transaction Type	Transfer
Record Updated	Jan 05, 2018
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6015 WHITE FLINT DR FREDERICK MD 217022392, FREDERICK, MD 21702-2392

Mortgage

Document Number	121410198
Date	Nov 20, 2017
Book Page	012141/000198

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5972 WHITE FLINT DR, FREDERICK, MD 21702-2338
Document Number	0116760218
Book / Page	011676 / 000218
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5972 WHITE FLINT DR FREDERICK MD 217022338, FREDERICK, MD 21702-2338

Mortgage

Document Number	0116760218
Date	Feb 16, 2017
Book Page	011676/000218

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2032

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,012,600 (+19.07%)	$1,093,700 (+28.61%) Land $170,500 Building $923,200
2024	$11,003.00 (+8.79%)
2023	$10,114.00	$850,400 Land $148,500 Building $701,900	$850,400 Land $148,500 Building $701,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 70 locations within half a mile of this property.

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