5948 White Flint Dr, Frederick, MD 21702 Property Records

Frederick County property record for 5948 White Flint Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 11,000 sqft · built 1992
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Mar 2026)
Tax Bill	$17,674 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-431451`

Property Details

APN / Parcel Number

Primary APN	`21-431451`
Alternative APN	`431451`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	11,000 sqft Living Area
Gross Area	11,504 sqft
1st Floor Area	4,252 sqft
Basement Area	3,512 sqft
Finished Basement	3,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Slate
Lot Area	107,158 sqft
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	962 sqft
Porch	Open Porch
Porch Area	110 sqft
Patio Area	1,902 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	431451
Street Address	5948 WHITE FLINT DR
City	FREDERICK
State	MD
Zip	21702-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 SECT 1 BLK B 2.466 ACRES WHITE FLINT SPRINGS
Legal Subdivision	WHITE FLINT SPGS
Legal Block	B
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2023
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5948 WHITE FLINT DR, FREDERICK, MD 21702-2338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Book / Page	17779 / 366
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2026
Property Address	5948 WHITE FLINT DR, FREDERICK, MD 21702-2338
Document Number	0177790366
Book / Page	17779 / 366
Map Reference	MB 36 PL 49
Instrument Date	Mar 19, 2026
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5948 WHITE FLINT DR, FREDERICK, MD 21702-2338

Mortgage

Document Number	0177790371
Date	Mar 23, 2026
Book Page	17779/371

Lender

Name	FULTON BANK NA
Type	Bank
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,676,200 (+8.31%) Land $171,600 Building $1,504,600	$1,676,200 (-) Land $171,600 Building $1,504,600
2025	$17,674.00 (+6.3%) Homeowner's exemption	$1,547,633 (+19.93%)	$1,676,200 (+29.89%) Land $171,600 Building $1,504,600
2024	$16,627.00 (+8.87%)
2023	$15,272.00	$1,290,500 Land $149,600 Building $1,140,900	$1,290,500 Land $149,600 Building $1,140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30