5972 Smithfield Rd, Wade, NC 28395 Property Records

Cumberland County property record for 5972 Smithfield Rd, Wade, NC 28395

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,806 sqft · built 1977
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2018)
Tax Bill	$2,423 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0591-00-5064`

Property Details

APN / Parcel Number

Primary APN	`0591-00-5064`
Alternative APN	`0591.01005064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Heated Area
1st Floor Area	1,806 sqft
Utility Area	140 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)
Lot Dimensions	528 ft deep x 30.1 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	354 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5972 SMITHFIELD RD
City	WADE
State	NC
Zip	28395-8908
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	2.31 ACRES WMS OLIVE & MCMILLAN LD
Legal Subdivision	DISTRICT SEVEN AREA
Legal Lot Number	5064
Jurisdiction	CUMBERLAND NC
Township / Civil Division	BLACK RIVER
Census Block Group	1
Census Block	1048
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5972 SMITHFIELD RD, WADE, NC 28395-8908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 23, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jan 18, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	May 21, 2010 · Amount on Record
Deed Document Number	20181539
Deed Book / Page	10236 / 676
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5972 SMITHFIELD RD, WADE, NC 28395-8908
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118620322
Date	Nov 22, 2023
Book Page	11862/322
Instrument	36212

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5972 SMITHFIELD RD, WADE, NC 28395-8908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109850036
Date	Jan 6, 2021
Book Page	10985/36
Instrument	501

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5972 SMITHFIELD RD, WADE, NC 28395-8908
Document Number	0107260073
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5972 SMITHFIELD RD WADE NC 283958908, WADE, NC 28395-8908

Mortgage

Document Number	0107260073
Date	Mar 26, 2020
Book Page	010726/000073
Instrument	10697

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 18, 2018
Property Address	5972 SMITHFIELD RD, WADE, NC 28395-8908
Document Number	0102360676
Book / Page	10236 / 676
Instrument Date	Jan 11, 2018
Instrument	01539
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SINGLE SOURCE REAL EST SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5972 SMITHFIELD RD, WADE, NC 28395-8908

Mortgage

Document Number	1540
Date	Jan 18, 2018
Instrument	01540

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,423.00
2025	$2,423.00 (+26.59%)	$225,401 (+43.44%) Land $47,232 Building $178,169	$225,401 (+43.44%) Land $47,232 Building $178,169
2024	$1,914.00 (+1.97%)	$157,142 (-) Land $24,507 Building $132,635	$157,142 (-) Land $24,507 Building $132,635
2023	$1,877.00 (+2.01%)	$157,142 Land $24,507 Building $132,635	$157,142 Land $24,507 Building $132,635
2022	$1,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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