Cumberland County property record for 5909 Smithfield Rd, Wade, NC 28395
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,685 sqft · built 1999 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,823 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0581-90-4480 |
| Primary APN | 0581-90-4480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,685 sqft Heated Area |
| 1st Floor Area | 1,968 sqft |
| Utility Area | 80 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Dimensions | 335 ft deep x 201 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5909 SMITHFIELD RD |
|---|---|
| City | WADE |
| State | NC |
| Zip | 28395-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | JESSIE M LOCKAMY LO:1B SE:01 PL:0098-0136 |
| Legal Subdivision | DISTRICT SEVEN AREA |
| Legal Block | 90 |
| Legal Lot Number | 1B |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | BLACK RIVER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 2701 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5909 SMITHFIELD RD, WADE, NC 28395-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 5909 SMITHFIELD RD, WADE, NC 28395-8909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0109150070 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 10915/70 |
| Instrument | 39928 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,823.00 | ||
| 2025 | $2,823.00 (+11.63%) | $341,568 (+40.03%) Land $26,719 Building $314,849 | $341,568 (+40.03%) Land $26,719 Building $314,849 |
| 2024 | $2,529.00 (+1.48%) | $243,923 (-) Land $14,063 Building $229,860 | $243,923 (-) Land $14,063 Building $229,860 |
| 2023 | $2,492.00 (+1.51%) | $243,923 Land $14,063 Building $229,860 | $243,923 Land $14,063 Building $229,860 |
| 2022 | $2,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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