597 Polk St, Manteca, CA 95337 Property Records

San Joaquin County property record for 597 Polk St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,496 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Mar 2019)
Tax Bill	$6,925 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`226-430-430-000`

Property Details

APN / Parcel Number

Primary APN	`226-430-430-000`
Alternative APN	`226-430-43`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Area	588 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	226-430-43
Street Address	597 POLK ST
City	MANTECA
State	CA
Zip	95337-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-FM PT OF 226-120-35 PER EVANS ESTATES, UNIT NO.
Legal Subdivision	EVANS ESTATES UN #4
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	4
Census Block	4035
Census Tract	5106

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	597 POLK ST, MANTECA, CA 95337-9047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Gift Deed, Transfer · Line of Credit PATELCO CREDIT UNION
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 15, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	201926293
Last Transfer Date	Jun 8, 2026
Transfer Doc	0000057162
Record Updated	Oct 29, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 23, 2026
Property Address	597 POLK ST, MANTECA, CA 95337-9047
Document Number	0000057162
Instrument Date	Jun 8, 2026
Instrument	202657162
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	597 POLK ST, MANTECA, CA 95337-9047

Mortgage

Document Number	0000057163,
Date	Jun 23, 2026
Instrument	202657163

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	597 POLK ST, MANTECA, CA 95337-9047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039697
Date	Mar 31, 2020
Instrument	2020-039697

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	597 POLK ST, MANTECA, CA 95337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	597 POLK ST, MANTECA, CA 95337-9047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 POLK ST, MANTECA, CA 95337-9047

Mortgage

Document Number	0000009047
Date	Jan 15, 2021
Instrument	2021-009047

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 15, 2019
Property Address	597 POLK ST, MANTECA, CA 95337-9047
Document Number	0000026292
Instrument Date	Mar 12, 2019
Instrument	26292
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	597 POLK ST MANTECA CA 953379047, MANTECA, CA 95337-9047

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 15, 2019
Property Address	597 POLK ST, MANTECA, CA 95337-9047
Document Number	0000026293
Map Reference	MB 42 PG 75
Instrument Date	Jan 26, 2018
Instrument	2019-026293
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMER TTL HOME BUILDERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 POLK ST, MANTECA, CA 95337-9047

Mortgage

Document Number	0000026294
Date	Mar 15, 2019
Instrument	2019-026294

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,925.00 (+1.52%)
2025	$6,821.00 (+3.38%)	$509,926 (+4.04%) Land $131,235 Building $378,691
2023	$6,598.00 (+1.29%) Homeowner's exemption	$490,127 Land $126,140 Building $363,987	$665,640
2022	$6,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Verizon.

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