473 Polk St, Manteca, CA 95337 Property Records

San Joaquin County property record for 473 Polk St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,657 sqft · built 2019
Lot Size	0.165 acres (7,178 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Feb 2019)
Tax Bill	$8,097 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`226-430-510-000`

Property Details

APN / Parcel Number

Primary APN	`226-430-510-000`
Alternative APN	`226-430-51`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,657 sqft Living Area
1st Floor Area	2,657 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,178 sqft (0.165 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	226-430-51
Street Address	473 POLK ST
City	MANTECA
State	CA
Zip	95337-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-FM PT OF 226-120-35 PER EVANS ESTATES, UNIT NO.
Legal Subdivision	EVANS ESTATES UN #4
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	4
Census Block	4035
Census Tract	5106

Owner

473 Polk St is owned by two individuals who bought it in February 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Feb 13, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Deed Document Number	201915311
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 7, 2026
Property Address	473 POLK ST, MANTECA, CA 95337-9046
Document Number	0000030541
Instrument Date	Mar 30, 2026
Instrument	202630541
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	473 POLK ST, MANTECA, CA 95337-9046
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030541,
Date	Apr 7, 2026
Instrument	202630541

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	473 POLK ST, MANTECA, CA 95337-9046
Document Number	0000169877
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	473 POLK ST MANTECA CA 953379046, MANTECA, CA 95337-9046

Mortgage

Document Number	0000169877
Date	Nov 4, 2020
Instrument	169877

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	473 POLK ST, MANTECA, CA 95337-9046
Document Number	0000055790
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	473 POLK ST MANTECA CA 953379046, MANTECA, CA 95337-9046

Mortgage

Document Number	0000055790
Date	May 11, 2020
Instrument	55790

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	473 POLK ST, MANTECA, CA 95337-9046
Document Number	0000088721
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	473 POLK ST MANTECA CA 953379046, MANTECA, CA 95337-9046

Mortgage

Document Number	0000088721
Date	Aug 19, 2019
Instrument	88721

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 13, 2019
Property Address	473 POLK ST, MANTECA, CA 95337-9046
Document Number	0000015311
Map Reference	MB 42 PG 75
Instrument Date	Dec 6, 2018
Instrument	2019-015311
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE HOME BU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	473 POLK ST, MANTECA, CA 95337-9046
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015312
Date	Feb 13, 2019
Instrument	2019-015312

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 473 Polk St was $8,097, up 1.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,097.00 (+1.43%)
2025	$7,983.00	$607,638 Land $167,325 Building $440,313
2023	$7,717.00 (+1.3%)	$584,045 Land $160,829 Building $423,216	$713,700
2022	$7,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 473 Polk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Polk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Verizon.

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