597 Pepper Tree Ct, San Marcos, CA 92069 Property Records

San Diego County property record for 597 Pepper Tree Ct, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1975
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$516,500 (Jun 2006)
Tax Bill	$8,099 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-580-25-00`

Property Details

APN / Parcel Number

Primary APN	`226-580-25-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,294 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	597 PEPPER TREE CT
City	SAN MARCOS
State	CA
Zip	92069-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 25 TR 007642
Legal Subdivision	SAN MARCOS WOODS
Legal Tract	007642
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	20024

Owner

597 Pepper Tree Ct is owned and occupied by two individuals who acquired it in January 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	597 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jun 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2006 · Amount on File
Deed Sale	Jun 15, 2006 · Amount on File
Prior Sale	Oct 24, 2003 · Amount on File
Deed Document Number	2006426081
Last Transfer Date	Jan 15, 2021
Transfer Doc	0000057031
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2021
Property Address	597 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Document Number	0000057031
Map Reference	MAP 7642
Instrument Date	Jan 15, 2021
Instrument	2021-0057031
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	597 PEPPER TREE CT, SAN MARCOS, CA 92069-3236

Mortgage

Document Number	0000057032
Date	Jan 26, 2021
Instrument	2021-0057032

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2019
Property Address	597 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Document Number	0000215360
Instrument Date	May 30, 2019
Instrument	215360
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	597 PEPPER TREE CT SAN MARCOS CA 920693236, SAN MARCOS, CA 92069-3236

Mortgage

Document Number	215361
Date	Jun 5, 2019
Instrument	215361

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 269040, SAN DIEGO, CA 92196-9040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 597 Pepper Tree Ct was $8,099.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,895 (+2%) Land $557,519 Building $162,376
2025	$8,099.00	$705,781 Land $546,588 Building $159,193
2023	$7,531.00 (+10.49%)	$678,376 Land $525,364 Building $153,012
2022	$6,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 597 Pepper Tree Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 597 Pepper Tree Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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