575 Pepper Tree Ct, San Marcos, CA 92069 Property Records

San Diego County property record for 575 Pepper Tree Ct, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,479 sqft · built 1975
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Company Names on Record
Last Sale	$151,000 (Sep 1994)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-580-28-00`

Property Details

APN / Parcel Number

Primary APN	`226-580-28-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	575 PEPPER TREE CT
City	SAN MARCOS
State	CA
Zip	92069-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10 (PR
Legal Description	LOT 28 TR 007642
Legal Subdivision	SAN MARCOS WOODS
Legal Tract	007642
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	20024

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	575 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1994 · Amount on Record
Deed Sale	Sep 23, 1994 · Amount on Record
Prior Sale	Jul 31, 1987 · Amount on Record
Deed Document Number	1994567279
Last Transfer Date	Jul 19, 2024
Transfer Doc	0000191302
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	575 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 PEPPER TREE CT, SAN MARCOS, CA 92069-3236

Mortgage

Document Number	0000021326
Date	Jan 26, 2026
Instrument	2026-0021326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	575 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119455
Date	Mar 9, 2020
Instrument	2020-0119455

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	SAN MARCOS, CA 92069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	575 PEPPER TREE CT, SAN MARCOS, CA 92069-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 PEPPER TREE CT, SAN MARCOS, CA 92069-3236

Mortgage

Document Number	0000540420
Date	Sep 15, 2020
Instrument	2020-0540420

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$258,674 (+2%) Land $87,360 Building $171,314
2025	$2,853.00 (+7.7%) Homeowner's exemption	$253,603 (+4.04%) Land $85,648 Building $167,955
2023	$2,649.00 (+1.42%) Homeowner's exemption	$243,757 Land $82,323 Building $161,434
2022	$2,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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