597 Linwood Dr, Troy, OH 45373 Property Records

Miami County property record for 597 Linwood Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Dec 2019)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-037220`

Property Details

APN / Parcel Number

Primary APN	`D08-037220`
Alternative APNs	`011017.1-08-018-00` `D08NE030 01300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	126 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Patio Area	80 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	597 LINWOOD DR
City	TROY
State	OH
Zip	45373-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3692 56X126
Legal Lot Number	3692
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3008
Census Tract	365101

Owner

597 Linwood Dr is owned and occupied by an individual who bought it in December 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	597 LINWOOD DR, TROY, OH 45373-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
Dec 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	20192019OR-15875
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	597 LINWOOD DR, TROY, OH 45373-2124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000451
Date	Jan 11, 2018
Instrument	2018OR-00451

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 30, 2019
Property Address	597 LINWOOD DR, TROY, OH 45373-2124
Document Number	0000015875
Instrument Date	Dec 27, 2019
Instrument	15875
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 LINWOOD DR TROY OH 453732124, TROY, OH 45373-2124

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 19, 2018
Property Address	597 LINWOOD DR, TROY, OH 45373-2124
Document Number	0000012745
Instrument Date	Oct 5, 2018
Instrument	2018OR-12745
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 LINWOOD DR, TROY, OH 45373-2124

Mortgage

Document Number	0000012746
Date	Oct 19, 2018
Instrument	2018OR-12746

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 597 Linwood Dr was $1,608 with a homeowner's exemption, up 4.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+4.62%) Homeowner's exemption	$48,550 (+19.05%) Land $9,770 Building $38,780	$138,700 Land $27,900 Building $110,800
2024	$1,537.00 (+2.26%) Homeowner's exemption	$40,780 (-) Land $10,570 Building $30,210
2023	$1,503.00 (+17.42%) Homeowner's exemption	$40,780 (-) Land $10,570 Building $30,210	$116,500 (-) Land $30,200 Building $86,300
2022	$1,280.00 Homeowner's exemption	$40,780 Land $10,570 Building $30,210	$116,500 Land $30,200 Building $86,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 597 Linwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 597 Linwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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