574 Linwood Dr, Troy, OH 45373 Property Records

Miami County property record for 574 Linwood Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (Feb 2019)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-037320`

Property Details

APN / Parcel Number

Primary APN	`D08-037320`
Alternative APNs	`011017.1-15-022-00` `D08NE030 00700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,584 sqft
Attic	Attic
Attic Area	380 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	574 LINWOOD DR
City	TROY
State	OH
Zip	45373-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3702 54X126.53
Legal Subdivision	ARBAR ACRES PLAT
Legal Lot Number	3702
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3016
Census Tract	365101

Owner

574 Linwood Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	574 LINWOOD DR, TROY, OH 45373-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Intrafamily Transfer, Transfer · FHA Mortgage GATEWAY FIRST BANK
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Mar 2, 2018	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	20192019OR-01865
Last Transfer Date	Dec 2, 2021
Transfer Doc	0000021452
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Dec 10, 2021
Property Address	574 LINWOOD DR, TROY, OH 45373-2125
Document Number	0000021452
Map Reference	MB 5 PG 41
Instrument Date	Dec 2, 2021
Instrument	2021OR-21452
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	574 LINWOOD DR, TROY, OH 45373-2125

Mortgage

Document Number	0000021453
Date	Dec 10, 2021
Instrument	2021OR-21453

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	574 LINWOOD DR, TROY, OH 45373-2125
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015383
Date	Oct 20, 2020
Instrument	2020OR-15383

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Apr 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 21, 2019
Property Address	574 LINWOOD DR, TROY, OH 45373-2125
Document Number	0000001865
Map Reference	MB 5 PG 41
Instrument Date	Feb 13, 2019
Instrument	2019OR-01865
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PARTNERS LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 LINWOOD DR, TROY, OH 45373-2125

Mortgage

Document Number	0000001866
Date	Feb 21, 2019
Instrument	2019OR-01866

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 2, 2018
Property Address	574 LINWOOD DR, TROY, OH 45373-2125
Document Number	0000002507
Instrument Date	Feb 21, 2018
Instrument	2507
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 LINWOOD DR TROY OH 453732125, TROY, OH 45373-2125

Mortgage

Document Number	2508
Date	Mar 2, 2018
Instrument	2508

Lender

Name	DAS ACQUISITION
Address	LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 574 Linwood Dr was $1,635 with a homeowner's exemption, up 10.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+10.25%) Homeowner's exemption	$49,350 (+25.41%) Land $9,450 Building $39,900	$141,000 Land $27,000 Building $114,000
2024	$1,483.00 (+2.21%) Homeowner's exemption	$39,350 (-) Land $10,190 Building $29,160
2023	$1,451.00 (+17.49%) Homeowner's exemption	$39,350 (-) Land $10,190 Building $29,160	$112,400 (-) Land $29,100 Building $83,300
2022	$1,235.00 Homeowner's exemption	$39,350 Land $10,190 Building $29,160	$112,400 Land $29,100 Building $83,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 574 Linwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 574 Linwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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