Sullivan County and Thompson Town property record for 597 Cold Spring Rd, Monticello, NY 12701
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2 ba · 2,926 sqft · built 1940 |
| Lot Size | 16.3 acres (711,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Aug 2025) |
| Tax Bill | $7,473 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 484689 61.-1-19.3 |
| Primary APN | 484689 61.-1-19.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,926 sqft Living Area |
| 1st Floor Area | 1,873 sqft |
| 2nd Floor Area | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 711,770 sqft (16.3 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 104 sqft |
| Canopy | 638 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 597 COLD SPRING RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-4258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SR |
| Legal Block | 1 |
| Legal Lot Number | 19.003 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | THOMPSON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 951600 |
597 Cold Spring Rd, a rural home, is owned by two individuals who bought it in August 2025.
Source: Sullivan County and Thompson Town records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 MERRITTS RD, FARMINGDALE, NY 11735-3240 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Nov 20, 1998 · Amount on File |
| Deed Document Number | 20256301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Aug 22, 2025 |
| Property Address | 597 COLD SPRING RD, MONTICELLO, NY 12701-4258 |
| Document Number | 0000000301 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025-6301 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 174 MERRITTS RD, FARMINGDALE, NY 11735-3240 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000302 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2025-6302 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 597 Cold Spring Rd was $7,473.
Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,473.00 | $258,900 (-) Land $36,100 Building $222,800 | $637,685 (+10.84%) Land $88,916 Building $548,769 |
| 2024 | $258,900 (+121.85%) Land $36,100 Building $222,800 | $575,333 (+146.5%) Land $80,222 Building $495,111 | |
| 2023 | $116,700 Land $36,100 Building $80,600 | $233,400 Land $72,200 Building $161,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 597 Cold Spring Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1981–2001) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 597 Cold Spring Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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