Sullivan County and Thompson Town property record for 589 Cold Spring Rd, Monticello, NY 12701 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,278 sqft Living Area |
| Lot Size | 55,321 sqft (1.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $106,000 (2016) |
| Tax Bill | $4,696.00 (2025) |
| Primary APN | 484689 61.-1-10.5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,278 sqft Living Area |
| 1st Floor | 1,278 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Exterior |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Basement Garage |
| Porch Area | 100 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 589 COLD SPRING RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-4258 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIFE EST TO JOHN & MARIE |
| Legal Block | 1 |
| Legal Lot Number | 10.005 |
| Jurisdiction | SULLIVAN NY |
| Minor Civil Division | THOMPSON |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 951600 |
Source: Sullivan County and Thompson Town records · APN 484689 61.-1-10.5
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 589 COLD SPRING RD, MONTICELLO, NY 12701-4258 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE FINANCIAL CREDIT UNION |
| Apr 11, 2025 | Deed, Transfer · Adjustable Rate Mortgage (ARM) HERITAGE FINANCIAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 2864 |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 0000000656 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 589 COLD SPRING RD, MONTICELLO, NY 12701-4258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000073 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 2023-9073 |
| Name | HERITAGE FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Apr 11, 2025 |
| Property Address | 589 COLD SPRING RD, MONTICELLO, NY 12701-4258 |
| Document Number | 0000000656 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025-2656 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 589 COLD SPRING RD, MONTICELLO, NY 12701-4258 |
| Document Number | 0000000657 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 2025-2657 |
| Name | HERITAGE FINANCIAL CREDIT UNION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.8% |
| Type Change Date | May 01, 2032 |
| Index | Other |
| Margin | 2 |
Source: Sullivan County and Thompson Town records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,696.00 (+1.05%) | $115,600 (-) Land $16,400 Building $99,200 | $284,729 (+10.84%) Land $40,394 Building $244,335 |
| 2024 | $4,647.00 | $115,600 (-) Land $16,400 Building $99,200 | $256,889 (+11.11%) Land $36,444 Building $220,445 |
| 2023 | $115,600 Land $16,400 Building $99,200 | $231,200 Land $32,800 Building $198,400 |
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