5961 Prospect Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5961 Prospect Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,416 sqft · built 1996
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,677 (2026)
Deeds & Mortgages	Aug 2025 Transfer Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23009`

Property Details

APN / Parcel Number

Primary APN	`23009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	239,580 sqft (5.5 acres)
Garage Area	576 sqft
Pool Area	680 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5961 PROSPECT RD
City	GLOUCESTER
State	VA
Zip	23061-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	GLEBE LOT 6
Legal Subdivision	PLAT: PB18 4
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5961 PROSPECT RD, GLOUCESTER, VA 23061-3724
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Intrafamily Transfer, Transfer
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2025
Transfer Doc	0000003169
Record Updated	Oct 29, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 6, 2025
Property Address	5961 PROSPECT RD, GLOUCESTER, VA 23061-3724
Document Number	0250003169
Map Reference	MB 18 PG 4
Instrument Date	Jul 30, 2025
Instrument	250003169
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5961 PROSPECT RD, GLOUCESTER, VA 23061-3724

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5961 PROSPECT RD, GLOUCESTER, VA 23061-3724
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004169
Date	Aug 18, 2020
Instrument	200004169

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	82 Months
Due	Jun 19, 2027

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5961 PROSPECT RD, GLOUCESTER, VA 23061-3724
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004629
Date	Jun 29, 2021
Instrument	210004629

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,677.00 (+7.81%)	$459,250 (+13.55%) Land $78,630 Building $380,620	$459,250 (+13.55%) Land $78,630 Building $380,620
2025	$2,483.00 (+5.3%)	$404,460 (-) Land $70,630 Building $333,830	$404,460 (-) Land $70,630 Building $333,830
2024	$2,358.00	$404,460 (-) Land $70,630 Building $333,830	$404,460 (-) Land $70,630 Building $333,830
2023	$2,358.00 (-9.17%)	$404,460 (+12.94%) Land $70,630 Building $333,830	$404,460 (+12.94%) Land $70,630 Building $333,830
2022	$2,596.00	$358,110 Land $79,250 Building $278,860	$358,110 Land $79,250 Building $278,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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