5844 Prospect Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5844 Prospect Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1994
Lot Size	5.38 acres (234,353 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Sep 2005)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28078`

Property Details

APN / Parcel Number

Primary APN	`28078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	234,353 sqft (5.38 acres)
Garage Area	572 sqft
Pool Type	Above-Ground Pool
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5844 PROSPECT RD
City	GLOUCESTER
State	VA
Zip	23061-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	HALL ACRES PARCEL 9
Legal Subdivision	PLAT: PB20 352
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	1
Census Block	1000
Census Tract	100202

Owner

Source: Gloucester County assessment roll, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5844 PROSPECT RD, GLOUCESTER, VA 23061-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY REVERSE MORTGAGE
Sep 8, 2021	Intrafamily Transfer, Transfer
Apr 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2005 · Amount on Record
Deed Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	20057725
Last Transfer Date	Aug 27, 2021
Transfer Doc	0000006426
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5844 PROSPECT RD, GLOUCESTER, VA 23061-3722
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007724
Date	Oct 29, 2021
Instrument	210007724

Lender

Name	LIBERTY REVERSE MORTGAGE
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Nov 1, 2022
Change Frequency	Annually

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 8, 2021
Property Address	5844 PROSPECT RD, GLOUCESTER, VA 23061-3722
Document Number	210006426
Instrument Date	Aug 27, 2021
Instrument	210006426
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5844 PROSPECT RD, GLOUCESTER, VA 23061-3722

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 8, 2021
Property Address	5844 PROSPECT RD, GLOUCESTER, VA 23061-3722
Document Number	210002595
Instrument Date	Apr 2, 2021
Instrument	210002595
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5844 PROSPECT RD, GLOUCESTER, VA 23061-3722

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,630.00 (+5.3%)	$265,530 (-) Land $70,240 Building $195,290	$265,530 (-) Land $70,240 Building $195,290
2024	$1,548.00	$265,530 (-) Land $70,240 Building $195,290	$265,530 (-) Land $70,240 Building $195,290
2023	$1,548.00 (-2.21%)	$265,530 (+21.56%) Land $70,240 Building $195,290	$265,530 (+21.56%) Land $70,240 Building $195,290
2022	$1,583.00	$218,430 Land $78,470 Building $139,960	$218,430 Land $78,470 Building $139,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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